Iowa · HMDA 2025
Mortgage lenders in Union County, IA
83 lenders reported 398 home-loan applications in Union County in 2025. 220 closed as loans ($30.7M), 71 were denied — a 23.7% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 31% of applications, led by Northwest Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 398
- Loans originated
- 220
- Purchase / refinance
- 128 / 59
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Union County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Northwest Bank 70 out of 100, Strong | 65 | 16.3% | 6.0% |
| 2 | IOWA BANKERS MORTGAGE CORPORATION | 34 | 8.5% | — |
| 3 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 26 | 6.5% | 15.4% |
| 4 | Community Choice Credit Union | 13 | 3.3% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 12 | 3.0% | — |
| 6 | GUARANTEED RATE, INC. | 12 | 3.0% | — |
| 7 | Rocket Mortgage, LLC | 12 | 3.0% | — |
| 8 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 12 | 3.0% | 11.2% |
| 9 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 12 | 3.0% | — |
| 10 | GREENSTATE Credit Union 50 out of 100, Below average | 12 | 3.0% | 10.1% |
| 11 | FIGURE LENDING LLC | 9 | 2.3% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 2.0% | — |
| 13 | Broker Solutions, Inc. | 8 | 2.0% | — |
| 14 | AmeriSave Mortgage Corporation | 8 | 2.0% | — |
| 15 | Mortgage Research Center, LLC | 8 | 2.0% | — |
| 16 | HOMESERVICES LENDING, LLC | 7 | 1.8% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 7 | 1.8% | — |
| 18 | GERSHMAN INVESTMENT CORP. | 6 | 1.5% | — |
| 19 | MUTUAL OF OMAHA MORTGAGE, INC. | 6 | 1.5% | — |
| 20 | Loandepot.Com, LLC | 5 | 1.3% | — |
| 21 | First Interstate Bank 62 out of 100, Moderate | 5 | 1.3% | 29.4% |
| 22 | Lincoln FSB of Nebraska 69 out of 100, Moderate | 5 | 1.3% | 3.3% |
| 23 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 5 | 1.3% | 9.1% |
| 24 | 21st Mortgage Corporation | 4 | 1.0% | — |
| 25 | NEWREZ LLC | 4 | 1.0% | — |
| 26 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 1.0% | 39.5% |
| 27 | MARINE CREDIT UNION 53 out of 100, Below average | 4 | 1.0% | 44.9% |
| 28 | NEW DAY FINANCIAL, LLC | 4 | 1.0% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 4 | 1.0% | 3.0% |
| 30 | American State Bank 83 out of 100, Strong | 3 | 0.8% | 2.1% |
| 31 | UNION STATE BANK 70 out of 100, Strong | 3 | 0.8% | 15.4% |
| 32 | WEST GATE BANK 72 out of 100, Strong | 3 | 0.8% | 4.8% |
| 33 | City State Bank | 3 | 0.8% | — |
| 34 | GUILD MORTGAGE COMPANY | 2 | 0.5% | — |
| 35 | SPRING EQ, LLC | 2 | 0.5% | — |
| 36 | FNB Bank 91 out of 100, Very strong | 2 | 0.5% | 12.5% |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.5% | — |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.5% | — |
| 39 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 2 | 0.5% | 21.3% |
| 40 | FREEDOM MORTGAGE CORPORATION | 2 | 0.5% | — |
Top 40 of 83 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps