Iowa · HMDA 2025
Mortgage lenders in Wapello County, IA
104 lenders reported 948 home-loan applications in Wapello County in 2025. 593 closed as loans ($69.8M), 131 were denied — a 17.5% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 42% of applications, led by COMMUNITY 1ST CREDIT UNION. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 948
- Loans originated
- 593
- Purchase / refinance
- 321 / 236
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wapello County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 274 | 28.9% | 15.4% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 65 | 6.9% | 39.5% |
| 3 | First State Bank 75 out of 100, Strong | 59 | 6.2% | 0.5% |
| 4 | Rocket Mortgage, LLC | 54 | 5.7% | — |
| 5 | Broker Solutions, Inc. | 40 | 4.2% | — |
| 6 | Mortgage Research Center, LLC | 27 | 2.8% | — |
| 7 | Empeople Credit Union 58 out of 100, Moderate | 26 | 2.7% | 25.7% |
| 8 | CROSSCOUNTRY MORTGAGE, INC. | 24 | 2.5% | — |
| 9 | WEST GATE BANK 72 out of 100, Strong | 24 | 2.5% | 4.8% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 19 | 2.0% | — |
| 11 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 16 | 1.7% | 22.2% |
| 12 | AmeriSave Mortgage Corporation | 15 | 1.6% | — |
| 13 | GUARANTEED RATE, INC. | 14 | 1.5% | — |
| 14 | GREENSTATE Credit Union 50 out of 100, Below average | 13 | 1.4% | 10.1% |
| 15 | Coastal Community Bank 35 out of 100, Low | 13 | 1.4% | 3.0% |
| 16 | PENNYMAC LOAN SERVICES, LLC | 12 | 1.3% | — |
| 17 | Loandepot.Com, LLC | 11 | 1.2% | — |
| 18 | MidWestOne Bank | 11 | 1.2% | — |
| 19 | FIGURE LENDING LLC | 10 | 1.1% | — |
| 20 | Bank Iowa 54 out of 100, Below average | 10 | 1.1% | 10.7% |
| 21 | NEWREZ LLC | 9 | 0.9% | — |
| 22 | MEMBERS1st Community Credit Union 59 out of 100, Moderate | 9 | 0.9% | 8.4% |
| 23 | IOWA BANKERS MORTGAGE CORPORATION | 9 | 0.9% | — |
| 24 | PLANET HOME LENDING, LLC | 8 | 0.8% | — |
| 25 | Washington State Bank 78 out of 100, Strong | 8 | 0.8% | 4.3% |
| 26 | NATIONSTAR MORTGAGE LLC | 7 | 0.7% | — |
| 27 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 7 | 0.7% | 11.2% |
| 28 | NEW DAY FINANCIAL, LLC | 7 | 0.7% | — |
| 29 | RESIDENTIAL MORTGAGE NETWORK, INC. | 6 | 0.6% | — |
| 30 | 21st Mortgage Corporation | 5 | 0.5% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.5% | 44.7% |
| 32 | FREEDOM MORTGAGE CORPORATION | 5 | 0.5% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.4% | 32.9% |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.4% | — |
| 35 | HOMESERVICES LENDING, LLC | 4 | 0.4% | — |
| 36 | ROYAL UNITED MORTGAGE LLC | 4 | 0.4% | — |
| 37 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.3% | 14.1% |
| 38 | GUILD MORTGAGE COMPANY | 3 | 0.3% | — |
| 39 | TRIAD FINANCIAL SERVICES, INC. | 3 | 0.3% | — |
| 40 | BMO Bank National Association 58 out of 100, Moderate | 3 | 0.3% | 40.5% |
Top 40 of 104 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps