Iowa · HMDA 2025
Mortgage lenders in Wright County, IA
58 lenders reported 259 home-loan applications in Wright County in 2025. 163 closed as loans ($21.6M), 37 were denied — a 17.8% denial rate on decided applications, above the Iowa rate of 15.0%. The three most active lenders handled 28% of applications, led by GREENSTATE Credit Union. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 259
- Loans originated
- 163
- Purchase / refinance
- 108 / 36
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wright County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GREENSTATE Credit Union 50 out of 100, Below average | 25 | 9.7% | 10.1% |
| 2 | Rocket Mortgage, LLC | 24 | 9.3% | — |
| 3 | First Bank 78 out of 100, Strong | 23 | 8.9% | 2.4% |
| 4 | IOWA BANKERS MORTGAGE CORPORATION | 23 | 8.9% | — |
| 5 | Broker Solutions, Inc. | 14 | 5.4% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 9 | 3.5% | — |
| 7 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 9 | 3.5% | 11.2% |
| 8 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 3.1% | 22.2% |
| 9 | Availa Bank 65 out of 100, Moderate | 8 | 3.1% | 5.3% |
| 10 | Northwest Bank 70 out of 100, Strong | 8 | 3.1% | 6.0% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 2.3% | — |
| 12 | AmeriSave Mortgage Corporation | 5 | 1.9% | — |
| 13 | FIGURE LENDING LLC | 5 | 1.9% | — |
| 14 | Reliance State Bank 43 out of 100, Below average | 5 | 1.9% | 7.0% |
| 15 | NEW DAY FINANCIAL, LLC | 5 | 1.9% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.5% | 14.1% |
| 17 | NATIONSTAR MORTGAGE LLC | 4 | 1.5% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 4 | 1.5% | — |
| 19 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | 1.5% | — |
| 20 | Coastal Community Bank 35 out of 100, Low | 4 | 1.5% | 3.0% |
| 21 | NEWREZ LLC | 3 | 1.2% | — |
| 22 | Loandepot.Com, LLC | 3 | 1.2% | — |
| 23 | Empeople Credit Union 58 out of 100, Moderate | 3 | 1.2% | 25.7% |
| 24 | PLANET HOME LENDING, LLC | 3 | 1.2% | — |
| 25 | ZILLOW HOME LOANS, LLC | 3 | 1.2% | — |
| 26 | FOUR POINTS | 3 | 1.2% | — |
| 27 | The Huntington National Bank 59 out of 100, Moderate | 2 | 0.8% | 31.6% |
| 28 | Mortgage Research Center, LLC | 2 | 0.8% | — |
| 29 | SPRING EQ, LLC | 2 | 0.8% | — |
| 30 | Flanagan State Bank 67 out of 100, Moderate | 2 | 0.8% | 14.2% |
| 31 | Community Choice Credit Union | 2 | 0.8% | — |
| 32 | Midwest Heritage Bank, FSB 68 out of 100, Moderate | 2 | 0.8% | 18.2% |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.8% | — |
| 34 | GREATER IOWA CREDIT UNION 59 out of 100, Moderate | 2 | 0.8% | 21.3% |
| 35 | Plains Commerce Bank 59 out of 100, Moderate | 2 | 0.8% | 10.0% |
| 36 | FRONTIER FINANCIAL, INC. | 2 | 0.8% | — |
| 37 | Bank Iowa 54 out of 100, Below average | 2 | 0.8% | 10.7% |
| 38 | MANUFACTURERS BANK & TRUST COMPANY 68 out of 100, Moderate | 2 | 0.8% | 1.2% |
| 39 | Truist Bank 63 out of 100, Moderate | 1 | 0.4% | 40.8% |
| 40 | GUARANTEED RATE, INC. | 1 | 0.4% | — |
Top 40 of 58 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Iowa
- Polk County 23,361 apps
- Linn County 11,026 apps
- Scott County 7,296 apps
- Johnson County 6,892 apps
- Dallas County 6,253 apps
- Black Hawk County 5,768 apps
- Pottawattamie County 4,291 apps
- Dubuque County 3,943 apps
- Woodbury County 3,291 apps
- Warren County 3,108 apps
- Story County 2,581 apps
- Jasper County 1,713 apps