Michigan · HMDA 2025
Mortgage lenders in Alger County, MI
70 lenders reported 206 home-loan applications in Alger County in 2025. 115 closed as loans ($22.2M), 39 were denied — a 23.9% denial rate on decided applications, above the Michigan rate of 22.4%. The three most active lenders handled 27% of applications, led by Rocket Mortgage, LLC. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 206
- Loans originated
- 115
- Purchase / refinance
- 61 / 37
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Alger County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 32 | 15.5% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 5.8% | — |
| 3 | Mortgage Research Center, LLC | 12 | 5.8% | — |
| 4 | Honor Credit Union 70 out of 100, Strong | 10 | 4.9% | 22.6% |
| 5 | Nicolet National Bank 64 out of 100, Moderate | 9 | 4.4% | 4.5% |
| 6 | The Huntington National Bank 59 out of 100, Moderate | 8 | 3.9% | 31.6% |
| 7 | Range Bank 80 out of 100, Strong | 8 | 3.9% | 2.6% |
| 8 | GreenStone Farm Credit Services, FLCA | 7 | 3.4% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 2.9% | 32.9% |
| 10 | IncredibleBank 57 out of 100, Moderate | 6 | 2.9% | 11.9% |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 2.4% | 14.1% |
| 12 | Flagstar Bank, N.A. 31 out of 100, Low | 5 | 2.4% | 35.1% |
| 13 | NEWREZ LLC | 4 | 1.9% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 4 | 1.9% | — |
| 15 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 4 | 1.9% | 7.3% |
| 16 | Broker Solutions, Inc. | 3 | 1.5% | — |
| 17 | AmeriSave Mortgage Corporation | 3 | 1.5% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.5% | — |
| 19 | FIGURE LENDING LLC | 3 | 1.5% | — |
| 20 | NEW DAY FINANCIAL, LLC | 3 | 1.5% | — |
| 21 | First Merchants Bank 58 out of 100, Moderate | 3 | 1.5% | 19.8% |
| 22 | Mercantile Bank 73 out of 100, Strong | 3 | 1.5% | 15.2% |
| 23 | GUILD MORTGAGE COMPANY | 2 | 1.0% | — |
| 24 | SPRING EQ, LLC | 2 | 1.0% | — |
| 25 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 2 | 1.0% | 20.6% |
| 26 | FIRST COMMUNITY MORTGAGE, INC. | 2 | 1.0% | — |
| 27 | DEEPHAVEN MORTGAGE LLC | 2 | 1.0% | — |
| 28 | 21st Mortgage Corporation | 1 | 0.5% | — |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 30 | Loandepot.Com, LLC | 1 | 0.5% | — |
| 31 | Discover Bank | 1 | 0.5% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.5% | — |
| 33 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.5% | 39.5% |
| 34 | PFCU | 1 | 0.5% | — |
| 35 | PRESTON HOME LOANS INC | 1 | 0.5% | — |
| 36 | Frankenmuth Credit Union 64 out of 100, Moderate | 1 | 0.5% | 2.8% |
| 37 | THE LOAN STORE, INC. | 1 | 0.5% | — |
| 38 | BMO Bank National Association 58 out of 100, Moderate | 1 | 0.5% | 40.5% |
| 39 | West Michigan Credit Union | 1 | 0.5% | — |
| 40 | MICHIGAN FIRST CREDIT UNION 72 out of 100, Strong | 1 | 0.5% | 42.1% |
Top 40 of 70 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps