Michigan · HMDA 2025
Mortgage lenders in Barry County, MI
219 lenders reported 3,216 home-loan applications in Barry County in 2025. 1,783 closed as loans ($371.7M), 573 were denied — a 23.2% denial rate on decided applications, close to the Michigan rate of 22.4%. The three most active lenders handled 20% of applications, led by LAKE MICHIGAN CREDIT UNION. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,216
- Loans originated
- 1,783
- Purchase / refinance
- 801 / 580
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Barry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 278 | 8.6% | 7.3% |
| 2 | 21st Mortgage Corporation | 206 | 6.4% | — |
| 3 | Rocket Mortgage, LLC | 163 | 5.1% | — |
| 4 | Fifth Third Bank, National Association 62 out of 100, Moderate | 129 | 4.0% | 34.0% |
| 5 | The Huntington National Bank 59 out of 100, Moderate | 126 | 3.9% | 31.6% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 121 | 3.8% | — |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 110 | 3.4% | — |
| 8 | ADVIA Federal Credit Union | 94 | 2.9% | — |
| 9 | CONSUMERS CREDIT UNION | 77 | 2.4% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 69 | 2.1% | — |
| 11 | NEWREZ LLC | 68 | 2.1% | — |
| 12 | Lake Trust Credit Union 62 out of 100, Moderate | 63 | 2.0% | 44.1% |
| 13 | Highpoint Community Bank 66 out of 100, Moderate | 55 | 1.7% | 1.0% |
| 14 | Mortgage Research Center, LLC | 54 | 1.7% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 51 | 1.6% | 14.1% |
| 16 | MORTGAGE CENTER L.C | 48 | 1.5% | — |
| 17 | Mercantile Bank 73 out of 100, Strong | 47 | 1.5% | 15.2% |
| 18 | Zippy Loans, LLC | 43 | 1.3% | — |
| 19 | NORTHERN MORTGAGE SERVICES, LLC | 41 | 1.3% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 35 | 1.1% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 34 | 1.1% | — |
| 22 | SUCCESS MORTGAGE PARTNERS, INC. | 33 | 1.0% | — |
| 23 | KELLOGG COMMUNITY CREDIT UNION 88 out of 100, Very strong | 32 | 1.0% | 1.2% |
| 24 | FREEDOM MORTGAGE CORPORATION | 32 | 1.0% | — |
| 25 | PNC Bank, National Association 62 out of 100, Moderate | 31 | 1.0% | 33.8% |
| 26 | Honor Credit Union 70 out of 100, Strong | 31 | 1.0% | 22.6% |
| 27 | CHURCHILL MORTGAGE CORPORATION | 29 | 0.9% | — |
| 28 | GreenStone Farm Credit Services, FLCA | 29 | 0.9% | — |
| 29 | GUILD MORTGAGE COMPANY | 28 | 0.9% | — |
| 30 | FIGURE LENDING LLC | 28 | 0.9% | — |
| 31 | United Bank of Michigan 74 out of 100, Strong | 28 | 0.9% | 14.7% |
| 32 | Independent Bank 63 out of 100, Moderate | 27 | 0.8% | 17.6% |
| 33 | Coastal Community Bank 35 out of 100, Low | 27 | 0.8% | 3.0% |
| 34 | MORTGAGE 1 INCORPORATED | 25 | 0.8% | — |
| 35 | AMERICAN PACIFIC MORTGAGE CORPORATION | 24 | 0.7% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 24 | 0.7% | — |
| 37 | ARBOR FINANCIAL CREDIT UNION 55 out of 100, Moderate | 24 | 0.7% | 6.5% |
| 38 | UNION HOME MORTGAGE CORP. | 23 | 0.7% | — |
| 39 | Loandepot.Com, LLC | 22 | 0.7% | — |
| 40 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 22 | 0.7% | 20.6% |
Top 40 of 219 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps