Michigan · HMDA 2025
Mortgage lenders in Gogebic County, MI
106 lenders reported 481 home-loan applications in Gogebic County in 2025. 264 closed as loans ($41.0M), 73 were denied — a 20.6% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 30% of applications, led by IncredibleBank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 481
- Loans originated
- 264
- Purchase / refinance
- 145 / 88
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gogebic County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IncredibleBank 57 out of 100, Moderate | 53 | 11.0% | 11.9% |
| 2 | Rocket Mortgage, LLC | 47 | 9.8% | — |
| 3 | Flagstar Bank, N.A. 31 out of 100, Low | 43 | 8.9% | 35.1% |
| 4 | Associated Bank, National Association | 27 | 5.6% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 23 | 4.8% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 18 | 3.7% | — |
| 7 | COVANTAGE CREDIT UNION 59 out of 100, Moderate | 16 | 3.3% | 10.2% |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 2.9% | 14.1% |
| 9 | Mortgage Research Center, LLC | 14 | 2.9% | — |
| 10 | Bankers' Bank 69 out of 100, Moderate | 13 | 2.7% | 13.0% |
| 11 | Broker Solutions, Inc. | 9 | 1.9% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 9 | 1.9% | — |
| 13 | AmeriSave Mortgage Corporation | 8 | 1.7% | — |
| 14 | FIGURE LENDING LLC | 8 | 1.7% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 7 | 1.5% | — |
| 16 | Coastal Community Bank 35 out of 100, Low | 7 | 1.5% | 3.0% |
| 17 | The Huntington National Bank 59 out of 100, Moderate | 6 | 1.2% | 31.6% |
| 18 | Loandepot.Com, LLC | 6 | 1.2% | — |
| 19 | NEW DAY FINANCIAL, LLC | 6 | 1.2% | — |
| 20 | Discover Bank | 5 | 1.0% | — |
| 21 | Nicolet National Bank 64 out of 100, Moderate | 5 | 1.0% | 4.5% |
| 22 | Prosperity Home Mortgage, LLC | 5 | 1.0% | — |
| 23 | Paramount Residential Mortgage Group, Inc. | 4 | 0.8% | — |
| 24 | Chippewa Valley Bank 74 out of 100, Strong | 4 | 0.8% | 6.3% |
| 25 | TOWNE MORTGAGE COMPANY | 4 | 0.8% | — |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.6% | 22.2% |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.6% | 44.7% |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.6% | — |
| 29 | ZILLOW HOME LOANS, LLC | 3 | 0.6% | — |
| 30 | LENDINGONE, LLC | 3 | 0.6% | — |
| 31 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.6% | — |
| 32 | Peoples State Bank 56 out of 100, Moderate | 3 | 0.6% | 11.4% |
| 33 | BETTER MORTGAGE CORPORATION | 3 | 0.6% | — |
| 34 | Mercantile Bank 73 out of 100, Strong | 3 | 0.6% | 15.2% |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.4% | 32.9% |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.4% | — |
| 37 | SPRING EQ, LLC | 2 | 0.4% | — |
| 38 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.4% | 39.5% |
| 39 | BMO Bank National Association 83 out of 100, Strong | 2 | 0.4% | 40.5% |
| 40 | Summit Credit Union | 2 | 0.4% | — |
Top 40 of 106 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps