Michigan · HMDA 2025
Mortgage lenders in Tuscola County, MI
152 lenders reported 1,810 home-loan applications in Tuscola County in 2025. 1,002 closed as loans ($147.1M), 281 were denied — a 21.3% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 27% of applications, led by Frankenmuth Credit Union. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,810
- Loans originated
- 1,002
- Purchase / refinance
- 504 / 276
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Tuscola County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Frankenmuth Credit Union 64 out of 100, Moderate | 224 | 12.4% | 2.8% |
| 2 | Rocket Mortgage, LLC | 155 | 8.6% | — |
| 3 | The Huntington National Bank 59 out of 100, Moderate | 102 | 5.6% | 31.6% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 91 | 5.0% | — |
| 5 | Independent Bank 63 out of 100, Moderate | 54 | 3.0% | 17.6% |
| 6 | PRESTON HOME LOANS INC | 53 | 2.9% | — |
| 7 | NEWREZ LLC | 50 | 2.8% | — |
| 8 | J. VIRGIL, INC. | 46 | 2.5% | — |
| 9 | Genisys Credit Union 81 out of 100, Strong | 43 | 2.4% | 18.7% |
| 10 | Mortgage Research Center, LLC | 40 | 2.2% | — |
| 11 | PLANET HOME LENDING, LLC | 36 | 2.0% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 35 | 1.9% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 33 | 1.8% | — |
| 14 | TEAM ONE CREDIT UNION 66 out of 100, Moderate | 32 | 1.8% | 9.9% |
| 15 | PNC Bank, National Association 62 out of 100, Moderate | 26 | 1.4% | 33.8% |
| 16 | Broker Solutions, Inc. | 24 | 1.3% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 1.3% | 14.1% |
| 18 | NATIONSTAR MORTGAGE LLC | 23 | 1.3% | — |
| 19 | AmeriSave Mortgage Corporation | 22 | 1.2% | — |
| 20 | UNION HOME MORTGAGE CORP. | 22 | 1.2% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 21 | 1.2% | — |
| 22 | Thumb Bank and Trust 77 out of 100, Strong | 20 | 1.1% | 18.3% |
| 23 | DAS Acquisition Company, LLC | 20 | 1.1% | — |
| 24 | FIGURE LENDING LLC | 19 | 1.0% | — |
| 25 | BLG HOLDINGS, INC. | 19 | 1.0% | — |
| 26 | Dort Financial Credit Union 64 out of 100, Moderate | 18 | 1.0% | 20.0% |
| 27 | EVERETT FINANCIAL, INC. | 17 | 0.9% | — |
| 28 | 21st Mortgage Corporation | 16 | 0.9% | — |
| 29 | MICHIGAN MUTUAL, INC. | 16 | 0.9% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 16 | 0.9% | 3.0% |
| 31 | PLAZA HOME MORTGAGE, INC. | 15 | 0.8% | — |
| 32 | ELGA CREDIT UNION 75 out of 100, Strong | 15 | 0.8% | 19.0% |
| 33 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 15 | 0.8% | 7.3% |
| 34 | NEW DAY FINANCIAL, LLC | 14 | 0.8% | — |
| 35 | Fifth Third Bank, National Association 62 out of 100, Moderate | 13 | 0.7% | 34.0% |
| 36 | Loandepot.Com, LLC | 12 | 0.7% | — |
| 37 | Equity Prime Mortgage LLC | 12 | 0.7% | — |
| 38 | GreenStone Farm Credit Services, FLCA | 12 | 0.7% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 0.6% | — |
| 40 | MORTGAGE 1 INCORPORATED | 11 | 0.6% | — |
Top 40 of 152 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps