Mississippi · HMDA 2025
Mortgage lenders in Franklin County, MS
47 lenders reported 225 home-loan applications in Franklin County in 2025. 79 closed as loans ($11.7M), 74 were denied — a 45.1% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 44% of applications, led by 21st Mortgage Corporation. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 225
- Loans originated
- 79
- Purchase / refinance
- 51 / 22
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Franklin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 52 | 23.1% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 25 | 11.1% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 21 | 9.3% | — |
| 4 | Rocket Mortgage, LLC | 16 | 7.1% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 10 | 4.4% | 43.1% |
| 6 | SOUTHWEST STAGE FUNDING, LLC | 8 | 3.6% | — |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 3.1% | — |
| 8 | FIDELITY BANK 64 out of 100, Moderate | 6 | 2.7% | 13.6% |
| 9 | FirstBank 59 out of 100, Moderate | 6 | 2.7% | 42.8% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 5 | 2.2% | — |
| 11 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 5 | 2.2% | 74.7% |
| 12 | Broker Solutions, Inc. | 4 | 1.8% | — |
| 13 | Mortgage Research Center, LLC | 4 | 1.8% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 1.8% | — |
| 15 | GMFS LLC | 4 | 1.8% | — |
| 16 | Trustmark National Bank 62 out of 100, Moderate | 4 | 1.8% | 14.7% |
| 17 | NEWREZ LLC | 3 | 1.3% | — |
| 18 | Concordia Bank & Trust Company 52 out of 100, Below average | 3 | 1.3% | 13.6% |
| 19 | The Federal Savings Bank 51 out of 100, Below average | 3 | 1.3% | 19.1% |
| 20 | FIRST COMMUNITY MORTGAGE, INC. | 3 | 1.3% | — |
| 21 | Loandepot.Com, LLC | 2 | 0.9% | — |
| 22 | AmeriSave Mortgage Corporation | 2 | 0.9% | — |
| 23 | PLANET HOME LENDING, LLC | 2 | 0.9% | — |
| 24 | Loansteady LLC | 2 | 0.9% | — |
| 25 | TAMMAC HOLDINGS CORPORATION | 2 | 0.9% | — |
| 26 | Radiant Credit Union 65 out of 100, Moderate | 1 | 0.4% | 41.0% |
| 27 | THE LOAN STORE, INC. | 1 | 0.4% | — |
| 28 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.4% | — |
| 29 | Community Bank of Mississippi 64 out of 100, Moderate | 1 | 0.4% | 9.7% |
| 30 | Feliciana Bank & Trust Company 75 out of 100, Strong | 1 | 0.4% | 8.8% |
| 31 | HOPE FEDERAL CREDIT UNION | 1 | 0.4% | — |
| 32 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 1 | 0.4% | 2.2% |
| 33 | FIRST FLORIDA Credit Union 72 out of 100, Strong | 1 | 0.4% | 27.8% |
| 34 | BankPlus 71 out of 100, Strong | 1 | 0.4% | 12.2% |
| 35 | Bank of England 57 out of 100, Moderate | 1 | 0.4% | 8.4% |
| 36 | NATIONSTAR MORTGAGE LLC | 1 | 0.4% | — |
| 37 | PLAZA HOME MORTGAGE, INC. | 1 | 0.4% | — |
| 38 | TIB National Association 76 out of 100, Strong | 1 | 0.4% | 29.5% |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 1 | 0.4% | — |
| 40 | Bank of Louisiana | 1 | 0.4% | — |
Top 40 of 47 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps