Mississippi · HMDA 2025
Mortgage lenders in Jefferson Davis County, MS
71 lenders reported 464 home-loan applications in Jefferson Davis County in 2025. 129 closed as loans ($14.7M), 179 were denied — a 52.3% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 43% of applications, led by 21st Mortgage Corporation. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 464
- Loans originated
- 129
- Purchase / refinance
- 73 / 34
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson Davis County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 96 | 20.7% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 53 | 11.4% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 52 | 11.2% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 34 | 7.3% | 43.1% |
| 5 | Trustmark National Bank 62 out of 100, Moderate | 22 | 4.7% | 14.7% |
| 6 | Ferguson Federal Credit Union 33 out of 100, Low | 12 | 2.6% | 22.6% |
| 7 | Citizens Bank 90 out of 100, Very strong | 12 | 2.6% | 4.9% |
| 8 | Rocket Mortgage, LLC | 11 | 2.4% | — |
| 9 | FirstBank 59 out of 100, Moderate | 10 | 2.2% | 42.8% |
| 10 | NEWREZ LLC | 9 | 1.9% | — |
| 11 | PriorityOne Bank 70 out of 100, Strong | 9 | 1.9% | 9.2% |
| 12 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 9 | 1.9% | 74.7% |
| 13 | Mortgage Research Center, LLC | 7 | 1.5% | — |
| 14 | SOUTHWEST STAGE FUNDING, LLC | 7 | 1.5% | — |
| 15 | Coastal Community Bank 35 out of 100, Low | 7 | 1.5% | 3.0% |
| 16 | Broker Solutions, Inc. | 5 | 1.1% | — |
| 17 | AmeriSave Mortgage Corporation | 5 | 1.1% | — |
| 18 | TAMMAC HOLDINGS CORPORATION | 5 | 1.1% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 5 | 1.1% | — |
| 20 | Renasant Bank 64 out of 100, Moderate | 4 | 0.9% | 11.6% |
| 21 | BankPlus 71 out of 100, Strong | 4 | 0.9% | 12.2% |
| 22 | KEESLER | 4 | 0.9% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 4 | 0.9% | — |
| 24 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.9% | — |
| 25 | NEW DAY FINANCIAL, LLC | 4 | 0.9% | — |
| 26 | Cadence Bank | 4 | 0.9% | — |
| 27 | Peoples Bank 52 out of 100, Below average | 4 | 0.9% | 18.3% |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.6% | 14.1% |
| 29 | GUARANTEED RATE, INC. | 3 | 0.6% | — |
| 30 | FIRST COLONY MORTGAGE CORPORATION | 3 | 0.6% | — |
| 31 | HANCOCK WHITNEY BANK 64 out of 100, Moderate | 3 | 0.6% | 25.2% |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.4% | 32.5% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.4% | 22.2% |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.4% | — |
| 35 | Community Bank of Mississippi 64 out of 100, Moderate | 2 | 0.4% | 9.7% |
| 36 | AMERITRUST MORTGAGE CORPORATION | 2 | 0.4% | — |
| 37 | Grand Bank for Savings, FSB | 2 | 0.4% | — |
| 38 | Equity Prime Mortgage LLC | 2 | 0.4% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 0.4% | — |
| 40 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | 0.4% | — |
Top 40 of 71 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps