Mississippi · HMDA 2025
Mortgage lenders in Walthall County, MS
74 lenders reported 636 home-loan applications in Walthall County in 2025. 217 closed as loans ($28.6M), 218 were denied — a 44.3% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 38% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 636
- Loans originated
- 217
- Purchase / refinance
- 126 / 72
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Walthall County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 111 | 17.5% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 66 | 10.4% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 64 | 10.1% | — |
| 4 | Citizens Bank 90 out of 100, Very strong | 44 | 6.9% | 4.9% |
| 5 | Trustmark National Bank 62 out of 100, Moderate | 41 | 6.4% | 14.7% |
| 6 | FirstBank 59 out of 100, Moderate | 28 | 4.4% | 42.8% |
| 7 | Rocket Mortgage, LLC | 22 | 3.5% | — |
| 8 | Regions Bank 64 out of 100, Moderate | 17 | 2.7% | 43.1% |
| 9 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 17 | 2.7% | 74.7% |
| 10 | SOUTHWEST STAGE FUNDING, LLC | 16 | 2.5% | — |
| 11 | NEWREZ LLC | 12 | 1.9% | — |
| 12 | Loandepot.Com, LLC | 11 | 1.7% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 11 | 1.7% | — |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 1.4% | 32.9% |
| 15 | PENNYMAC LOAN SERVICES, LLC | 9 | 1.4% | — |
| 16 | Mortgage Research Center, LLC | 9 | 1.4% | — |
| 17 | Citizens Savings Bank 81 out of 100, Strong | 8 | 1.3% | 6.7% |
| 18 | TAMMAC HOLDINGS CORPORATION | 8 | 1.3% | — |
| 19 | FIDELITY BANK 64 out of 100, Moderate | 8 | 1.3% | 13.6% |
| 20 | Broker Solutions, Inc. | 7 | 1.1% | — |
| 21 | AmeriSave Mortgage Corporation | 7 | 1.1% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.1% | — |
| 23 | FIRST COMMUNITY MORTGAGE, INC. | 6 | 0.9% | — |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 0.8% | — |
| 25 | First Bank 74 out of 100, Strong | 5 | 0.8% | 8.4% |
| 26 | BankPlus 71 out of 100, Strong | 4 | 0.6% | 12.2% |
| 27 | NATIONSTAR MORTGAGE LLC | 4 | 0.6% | — |
| 28 | GUILD MORTGAGE COMPANY | 3 | 0.5% | — |
| 29 | Ferguson Federal Credit Union 33 out of 100, Low | 3 | 0.5% | 22.6% |
| 30 | THE LOAN STORE, INC. | 3 | 0.5% | — |
| 31 | PLANET HOME LENDING, LLC | 3 | 0.5% | — |
| 32 | Loansteady LLC | 3 | 0.5% | — |
| 33 | Community Bank of Mississippi 64 out of 100, Moderate | 3 | 0.5% | 9.7% |
| 34 | First Southern Bank | 3 | 0.5% | — |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 0.5% | — |
| 36 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 0.5% | 37.2% |
| 37 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.3% | 14.1% |
| 38 | GUARANTEED RATE, INC. | 2 | 0.3% | — |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.3% | — |
| 40 | Gulf Coast Bank and Trust Company | 2 | 0.3% | — |
Top 40 of 74 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps