Mississippi · HMDA 2025
Mortgage lenders in Wilkinson County, MS
41 lenders reported 195 home-loan applications in Wilkinson County in 2025. 72 closed as loans ($8.2M), 78 were denied — a 48.1% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 47% of applications, led by 21st Mortgage Corporation. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 195
- Loans originated
- 72
- Purchase / refinance
- 38 / 28
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wilkinson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 32 | 16.4% | — |
| 2 | Concordia Bank & Trust Company 52 out of 100, Below average | 30 | 15.4% | 13.6% |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 29 | 14.9% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 21 | 10.8% | — |
| 5 | Rocket Mortgage, LLC | 8 | 4.1% | — |
| 6 | FirstBank 59 out of 100, Moderate | 8 | 4.1% | 42.8% |
| 7 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 3.1% | 74.7% |
| 8 | Regions Bank 64 out of 100, Moderate | 5 | 2.6% | 43.1% |
| 9 | COUNTRYPLACE MORTGAGE, LTD. | 5 | 2.6% | — |
| 10 | TAMMAC HOLDINGS CORPORATION | 5 | 2.6% | — |
| 11 | Broker Solutions, Inc. | 4 | 2.1% | — |
| 12 | FIDELITY BANK 64 out of 100, Moderate | 4 | 2.1% | 13.6% |
| 13 | Feliciana Bank & Trust Company 75 out of 100, Strong | 3 | 1.5% | 8.8% |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.0% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 1.0% | — |
| 16 | SOUTHWEST STAGE FUNDING, LLC | 2 | 1.0% | — |
| 17 | NEW DAY FINANCIAL, LLC | 2 | 1.0% | — |
| 18 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 1.0% | — |
| 19 | HANCOCK WHITNEY BANK 64 out of 100, Moderate | 2 | 1.0% | 25.2% |
| 20 | Trustmark National Bank 62 out of 100, Moderate | 2 | 1.0% | 14.7% |
| 21 | NEWREZ LLC | 1 | 0.5% | — |
| 22 | Truist Bank 63 out of 100, Moderate | 1 | 0.5% | 40.8% |
| 23 | PENNYMAC LOAN SERVICES, LLC | 1 | 0.5% | — |
| 24 | GUARANTEED RATE, INC. | 1 | 0.5% | — |
| 25 | AmeriSave Mortgage Corporation | 1 | 0.5% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.5% | — |
| 27 | Bank of Zachary 76 out of 100, Strong | 1 | 0.5% | 11.1% |
| 28 | Loansteady LLC | 1 | 0.5% | — |
| 29 | Red River Bank 82 out of 100, Strong | 1 | 0.5% | 17.4% |
| 30 | MEMBER FIRST MORTGAGE, LLC | 1 | 0.5% | — |
| 31 | Gulf Coast Bank and Trust Company | 1 | 0.5% | — |
| 32 | AMERICAN FINANCIAL NETWORK, INC. | 1 | 0.5% | — |
| 33 | BankPlus 71 out of 100, Strong | 1 | 0.5% | 12.2% |
| 34 | NATIONSTAR MORTGAGE LLC | 1 | 0.5% | — |
| 35 | FREEDOM MORTGAGE CORPORATION | 1 | 0.5% | — |
| 36 | ATLANTA POSTAL | 1 | 0.5% | — |
| 37 | Bank of St. Francisville 66 out of 100, Moderate | 1 | 0.5% | 7.5% |
| 38 | First Bank 74 out of 100, Strong | 1 | 0.5% | 8.4% |
| 39 | Citizens Bank 90 out of 100, Very strong | 1 | 0.5% | 4.9% |
| 40 | USAA Federal Savings Bank 64 out of 100, Moderate | 1 | 0.5% | 37.2% |
Top 40 of 41 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps