Mississippi · HMDA 2025
Mortgage lenders in Yazoo County, MS
92 lenders reported 648 home-loan applications in Yazoo County in 2025. 285 closed as loans ($40.5M), 152 were denied — a 31.8% denial rate on decided applications, above the Mississippi rate of 28.1%. The three most active lenders handled 32% of applications, led by BankPlus. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 648
- Loans originated
- 285
- Purchase / refinance
- 135 / 103
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Yazoo County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BankPlus 71 out of 100, Strong | 92 | 14.2% | 12.2% |
| 2 | Bank of Yazoo City 79 out of 100, Strong | 61 | 9.4% | 9.9% |
| 3 | 21st Mortgage Corporation | 56 | 8.6% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 36 | 5.6% | 43.1% |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 30 | 4.6% | — |
| 6 | American Mortgage Bank, LLC | 27 | 4.2% | — |
| 7 | Trustmark National Bank 62 out of 100, Moderate | 26 | 4.0% | 14.7% |
| 8 | MUTUAL CREDIT UNION | 19 | 2.9% | — |
| 9 | Rocket Mortgage, LLC | 13 | 2.0% | — |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 1.9% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 12 | 1.9% | — |
| 12 | FirstBank 59 out of 100, Moderate | 11 | 1.7% | 42.8% |
| 13 | Coastal Community Bank 35 out of 100, Low | 11 | 1.7% | 3.0% |
| 14 | AmeriSave Mortgage Corporation | 10 | 1.5% | — |
| 15 | GUILD MORTGAGE COMPANY | 10 | 1.5% | — |
| 16 | Cadence Bank | 10 | 1.5% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 1.4% | — |
| 18 | Renasant Bank 64 out of 100, Moderate | 9 | 1.4% | 11.6% |
| 19 | NEW DAY FINANCIAL, LLC | 9 | 1.4% | — |
| 20 | Mortgage Research Center, LLC | 8 | 1.2% | — |
| 21 | NEWREZ LLC | 7 | 1.1% | — |
| 22 | Loandepot.Com, LLC | 7 | 1.1% | — |
| 23 | Community Bank of Mississippi 64 out of 100, Moderate | 7 | 1.1% | 9.7% |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 0.9% | — |
| 25 | Broker Solutions, Inc. | 6 | 0.9% | — |
| 26 | PriorityOne Bank 70 out of 100, Strong | 6 | 0.9% | 9.2% |
| 27 | FREEDOM MORTGAGE CORPORATION | 6 | 0.9% | — |
| 28 | FIRSTTRUST HOME LOANS, INC. | 5 | 0.8% | — |
| 29 | STANDARD MORTGAGE CORPORATION | 5 | 0.8% | — |
| 30 | SOUTHWEST STAGE FUNDING, LLC | 5 | 0.8% | — |
| 31 | COUNTRYPLACE MORTGAGE, LTD. | 5 | 0.8% | — |
| 32 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 5 | 0.8% | 9.1% |
| 33 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.6% | 14.1% |
| 34 | PLANET HOME LENDING, LLC | 4 | 0.6% | — |
| 35 | GMFS LLC | 4 | 0.6% | — |
| 36 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 0.6% | 74.7% |
| 37 | HANCOCK WHITNEY BANK 64 out of 100, Moderate | 4 | 0.6% | 25.2% |
| 38 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 4 | 0.6% | 18.4% |
| 39 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.5% | 32.9% |
| 40 | FIGURE LENDING LLC | 3 | 0.5% | — |
Top 40 of 92 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps