Montana · HMDA 2025
Mortgage lenders in Garfield County, MT
13 lenders reported 19 home-loan applications in Garfield County in 2025. 8 closed as loans ($1.6M), 7 were denied — a 46.7% denial rate on decided applications, above the Montana rate of 18.7%. The three most active lenders handled 47% of applications, led by Rocket Mortgage, LLC. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 19
- Loans originated
- 8
- Purchase / refinance
- 3 / 4
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Garfield County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 5 | 26.3% | — |
| 2 | Stockman Bank of Montana 71 out of 100, Strong | 3 | 15.8% | 7.6% |
| 3 | Loandepot.Com, LLC | 1 | 5.3% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 5.3% | — |
| 5 | Independence Bank 84 out of 100, Strong | 1 | 5.3% | 9.9% |
| 6 | THE LOAN STORE, INC. | 1 | 5.3% | — |
| 7 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | 5.3% | — |
| 8 | ZILLOW HOME LOANS, LLC | 1 | 5.3% | — |
| 9 | Mountain America Federal Credit Union 56 out of 100, Moderate | 1 | 5.3% | 45.0% |
| 10 | Glacier Bank 68 out of 100, Moderate | 1 | 5.3% | 20.0% |
| 11 | Bravera Bank 67 out of 100, Moderate | 1 | 5.3% | 2.2% |
| 12 | USAA Federal Savings Bank 64 out of 100, Moderate | 1 | 5.3% | 37.2% |
| 13 | VALLEY FINANCIAL CREDIT UNION 71 out of 100, Strong | 1 | 5.3% | 23.6% |
Top 13 of 13 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps