Montana · HMDA 2025
Mortgage lenders in Richland County, MT
68 lenders reported 299 home-loan applications in Richland County in 2025. 166 closed as loans ($36.4M), 46 were denied — a 21.4% denial rate on decided applications, above the Montana rate of 18.7%. The three most active lenders handled 39% of applications, led by Stockman Bank of Montana. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 299
- Loans originated
- 166
- Purchase / refinance
- 108 / 40
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Richland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Stockman Bank of Montana 71 out of 100, Strong | 70 | 23.4% | 7.6% |
| 2 | Rocket Mortgage, LLC | 27 | 9.0% | — |
| 3 | CROSSCOUNTRY MORTGAGE, INC. | 20 | 6.7% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 17 | 5.7% | — |
| 5 | NEWREZ LLC | 12 | 4.0% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 9 | 3.0% | — |
| 7 | NATIONSTAR MORTGAGE LLC | 8 | 2.7% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 2.3% | 14.1% |
| 9 | AmeriSave Mortgage Corporation | 7 | 2.3% | — |
| 10 | Mortgage Research Center, LLC | 7 | 2.3% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 2.3% | 39.5% |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 2.3% | — |
| 13 | 21st Mortgage Corporation | 6 | 2.0% | — |
| 14 | Fairway Independent Mortgage Corporation | 6 | 2.0% | — |
| 15 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 2.0% | — |
| 16 | Loandepot.Com, LLC | 4 | 1.3% | — |
| 17 | Cornerstone First Mortgage, Inc | 4 | 1.3% | — |
| 18 | SUCCESS LENDING, LLC | 4 | 1.3% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.0% | 32.9% |
| 20 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 1.0% | 22.2% |
| 21 | Broker Solutions, Inc. | 3 | 1.0% | — |
| 22 | AMERICAN FINANCING CORPORATION | 3 | 1.0% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 3 | 1.0% | — |
| 24 | AgWest Farm Credit, FLCA | 3 | 1.0% | — |
| 25 | FIGURE LENDING LLC | 2 | 0.7% | — |
| 26 | BANKWEST, INC. 38 out of 100, Low | 2 | 0.7% | 48.6% |
| 27 | Opportunity Bank of Montana 71 out of 100, Strong | 2 | 0.7% | 12.0% |
| 28 | KIND LENDING, LLC | 2 | 0.7% | — |
| 29 | V.I.P. MORTGAGE, INC. | 2 | 0.7% | — |
| 30 | Genisys Credit Union 81 out of 100, Strong | 2 | 0.7% | 18.7% |
| 31 | UNION HOME MORTGAGE CORP. | 2 | 0.7% | — |
| 32 | First Interstate Bank 62 out of 100, Moderate | 2 | 0.7% | 29.4% |
| 33 | BETTER MORTGAGE CORPORATION | 2 | 0.7% | — |
| 34 | CMG MORTGAGE, INC. | 1 | 0.3% | — |
| 35 | MOVEMENT MORTGAGE, LLC | 1 | 0.3% | — |
| 36 | Discover Bank | 1 | 0.3% | — |
| 37 | GUILD MORTGAGE COMPANY | 1 | 0.3% | — |
| 38 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.3% | 33.8% |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.3% | 44.7% |
| 40 | SPRING EQ, LLC | 1 | 0.3% | — |
Top 40 of 68 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps