Ohio · HMDA 2025
Mortgage lenders in Athens County, OH
169 lenders reported 1,075 home-loan applications in Athens County in 2025. 521 closed as loans ($116.6M), 190 were denied — a 25.2% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 16% of applications, led by Peoples Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,075
- Loans originated
- 521
- Purchase / refinance
- 287 / 141
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Athens County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Peoples Bank 67 out of 100, Moderate | 63 | 5.9% | 24.1% |
| 2 | Rocket Mortgage, LLC | 59 | 5.5% | — |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 49 | 4.6% | 14.1% |
| 4 | UNION HOME MORTGAGE CORP. | 42 | 3.9% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 40 | 3.7% | — |
| 6 | THE VINTON COUNTY NATIONAL BANK 73 out of 100, Strong | 28 | 2.6% | 14.8% |
| 7 | The Farmers Bank and Savings Company | 27 | 2.5% | — |
| 8 | The Huntington National Bank 59 out of 100, Moderate | 26 | 2.4% | 31.6% |
| 9 | FREEDOM MORTGAGE CORPORATION | 26 | 2.4% | — |
| 10 | Mortgage Research Center, LLC | 24 | 2.2% | — |
| 11 | The First National Bank of McConnelsville | 24 | 2.2% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 22 | 2.0% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 22 | 2.0% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 21 | 2.0% | — |
| 15 | T2 FINANCIAL LLC | 21 | 2.0% | — |
| 16 | NEWREZ LLC | 19 | 1.8% | — |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 19 | 1.8% | 39.5% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 1.7% | — |
| 19 | The Park National Bank 72 out of 100, Strong | 15 | 1.4% | 19.0% |
| 20 | NATIONSTAR MORTGAGE LLC | 15 | 1.4% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 15 | 1.4% | 3.0% |
| 22 | TRIAD FINANCIAL SERVICES, INC. | 14 | 1.3% | — |
| 23 | Broker Solutions, Inc. | 13 | 1.2% | — |
| 24 | SOFI BANK, NATIONAL ASSOCIATION | 13 | 1.2% | — |
| 25 | SPRING EQ, LLC | 12 | 1.1% | — |
| 26 | FIGURE LENDING LLC | 12 | 1.1% | — |
| 27 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 12 | 1.1% | 74.7% |
| 28 | Fifth Third Bank, National Association 62 out of 100, Moderate | 12 | 1.1% | 34.0% |
| 29 | MOVEMENT MORTGAGE, LLC | 11 | 1.0% | — |
| 30 | PLANET HOME LENDING, LLC | 10 | 0.9% | — |
| 31 | Farm Credit Mid-America | 10 | 0.9% | — |
| 32 | RAPID MORTGAGE COMPANY | 10 | 0.9% | — |
| 33 | NFM, INC. | 10 | 0.9% | — |
| 34 | GUARANTEED RATE, INC. | 9 | 0.8% | — |
| 35 | AmeriSave Mortgage Corporation | 9 | 0.8% | — |
| 36 | WesBanco Bank, Inc. 66 out of 100, Moderate | 9 | 0.8% | 20.1% |
| 37 | UNIFIED BANK 62 out of 100, Moderate | 8 | 0.7% | 14.8% |
| 38 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 8 | 0.7% | 35.5% |
| 39 | LOWER, LLC | 8 | 0.7% | — |
| 40 | USAA Federal Savings Bank 64 out of 100, Moderate | 8 | 0.7% | 37.2% |
Top 40 of 169 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps