Ohio · HMDA 2025
Mortgage lenders in Lake County, OH
320 lenders reported 11,540 home-loan applications in Lake County in 2025. 6,379 closed as loans ($1.3B), 1,777 were denied — a 21.0% denial rate on decided applications, close to the Ohio rate of 21.7%. The three most active lenders handled 26% of applications, led by The Huntington National Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 11,540
- Loans originated
- 6,379
- Purchase / refinance
- 2,925 / 1,967
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lake County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 1,377 | 11.9% | 31.6% |
| 2 | CROSSCOUNTRY MORTGAGE, INC. | 881 | 7.6% | — |
| 3 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 731 | 6.3% | 35.5% |
| 4 | Rocket Mortgage, LLC | 672 | 5.8% | — |
| 5 | Citizens Bank, National Association 54 out of 100, Below average | 542 | 4.7% | 32.5% |
| 6 | Fifth Third Bank, National Association 62 out of 100, Moderate | 409 | 3.5% | 34.0% |
| 7 | PNC Bank, National Association 62 out of 100, Moderate | 381 | 3.3% | 33.8% |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 338 | 2.9% | 14.1% |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 323 | 2.8% | 39.5% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 268 | 2.3% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 259 | 2.2% | — |
| 12 | CARDINAL CREDIT UNION, INC. 57 out of 100, Moderate | 232 | 2.0% | 29.1% |
| 13 | Dollar Bank, Federal Savings Bank 62 out of 100, Moderate | 186 | 1.6% | 22.3% |
| 14 | Mortgage Research Center, LLC | 156 | 1.4% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 154 | 1.3% | — |
| 16 | First National Bank of Pennsylvania 64 out of 100, Moderate | 151 | 1.3% | 26.6% |
| 17 | Synergy One Lending, Inc. | 143 | 1.2% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 142 | 1.2% | — |
| 19 | UNION HOME MORTGAGE CORP. | 142 | 1.2% | — |
| 20 | FIGURE LENDING LLC | 141 | 1.2% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 134 | 1.2% | 3.0% |
| 22 | NEWREZ LLC | 130 | 1.1% | — |
| 23 | NVR Mortgage Finance, Inc. | 129 | 1.1% | — |
| 24 | HOWARD HANNA FINANCIAL SERVICES, INC. | 127 | 1.1% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 127 | 1.1% | — |
| 26 | KeyBank National Association 63 out of 100, Moderate | 111 | 1.0% | 32.8% |
| 27 | First Federal Savings and Loan Association of Lakewood 56 out of 100, Moderate | 110 | 1.0% | 12.5% |
| 28 | GUARANTEED RATE, INC. | 109 | 0.9% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 97 | 0.8% | 32.9% |
| 30 | SPRING EQ, LLC | 86 | 0.7% | — |
| 31 | LIBERTY HOME MORTGAGE CORPORATION | 86 | 0.7% | — |
| 32 | PLANET HOME LENDING, LLC | 78 | 0.7% | — |
| 33 | Broker Solutions, Inc. | 76 | 0.7% | — |
| 34 | AmeriSave Mortgage Corporation | 75 | 0.6% | — |
| 35 | RUOFF MORTGAGE COMPANY, INC. | 70 | 0.6% | — |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 67 | 0.6% | — |
| 37 | Loandepot.Com, LLC | 64 | 0.6% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 59 | 0.5% | — |
| 39 | Discover Bank | 57 | 0.5% | — |
| 40 | PULTE MORTGAGE LLC | 52 | 0.5% | — |
Top 40 of 320 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps