Ohio · HMDA 2025
Mortgage lenders in Gallia County, OH
113 lenders reported 979 home-loan applications in Gallia County in 2025. 447 closed as loans ($78.3M), 237 were denied — a 32.8% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 21% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 979
- Loans originated
- 447
- Purchase / refinance
- 272 / 111
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gallia County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 75 | 7.7% | — |
| 2 | The Farmers Bank and Savings Company | 71 | 7.3% | — |
| 3 | MOVEMENT MORTGAGE, LLC | 63 | 6.4% | — |
| 4 | Rocket Mortgage, LLC | 60 | 6.1% | — |
| 5 | The Ohio Valley Bank Company 54 out of 100, Below average | 49 | 5.0% | 5.2% |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 35 | 3.6% | 39.5% |
| 7 | 21st Mortgage Corporation | 32 | 3.3% | — |
| 8 | Mortgage Research Center, LLC | 29 | 3.0% | — |
| 9 | Peoples Bank 67 out of 100, Moderate | 29 | 3.0% | 24.1% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 28 | 2.9% | — |
| 11 | WesBanco Bank, Inc. 66 out of 100, Moderate | 28 | 2.9% | 20.1% |
| 12 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 26 | 2.7% | 74.7% |
| 13 | Paramount Residential Mortgage Group, Inc. | 23 | 2.3% | — |
| 14 | Farm Credit Mid-America | 22 | 2.2% | — |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 21 | 2.1% | — |
| 16 | AmeriSave Mortgage Corporation | 17 | 1.7% | — |
| 17 | ATOMIC CREDIT UNION, INC. 64 out of 100, Moderate | 16 | 1.6% | 42.9% |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 1.5% | — |
| 19 | Broker Solutions, Inc. | 15 | 1.5% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.3% | 14.1% |
| 21 | FREEDOM MORTGAGE CORPORATION | 13 | 1.3% | — |
| 22 | The Huntington National Bank 59 out of 100, Moderate | 12 | 1.2% | 31.6% |
| 23 | SOUTHWEST STAGE FUNDING, LLC | 12 | 1.2% | — |
| 24 | THE VINTON COUNTY NATIONAL BANK 73 out of 100, Strong | 12 | 1.2% | 14.8% |
| 25 | PLANET HOME LENDING, LLC | 11 | 1.1% | — |
| 26 | SIWELL, INC. | 11 | 1.1% | — |
| 27 | Loandepot.Com, LLC | 10 | 1.0% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 10 | 1.0% | — |
| 29 | NEWREZ LLC | 9 | 0.9% | — |
| 30 | Discover Bank | 9 | 0.9% | — |
| 31 | FIGURE LENDING LLC | 9 | 0.9% | — |
| 32 | City National Bank of West Virginia 78 out of 100, Strong | 9 | 0.9% | 27.3% |
| 33 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.8% | — |
| 34 | NFM, INC. | 8 | 0.8% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 8 | 0.8% | 3.0% |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 0.7% | — |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.6% | — |
| 38 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 5 | 0.5% | — |
| 39 | TAMMAC HOLDINGS CORPORATION | 5 | 0.5% | — |
| 40 | RUOFF MORTGAGE COMPANY, INC. | 5 | 0.5% | — |
Top 40 of 113 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps