Ohio · HMDA 2025
Mortgage lenders in Hardin County, OH
130 lenders reported 1,030 home-loan applications in Hardin County in 2025. 579 closed as loans ($88.9M), 167 were denied — a 21.6% denial rate on decided applications, close to the Ohio rate of 21.7%. The three most active lenders handled 23% of applications, led by SUPERIOR CREDIT UNION, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,030
- Loans originated
- 579
- Purchase / refinance
- 310 / 160
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hardin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SUPERIOR CREDIT UNION, INC. | 95 | 9.2% | — |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 78 | 7.6% | 31.6% |
| 3 | Rocket Mortgage, LLC | 63 | 6.1% | — |
| 4 | Loandepot.Com, LLC | 58 | 5.6% | — |
| 5 | The Home Savings and Loan Company of Kenton, Ohio | 56 | 5.4% | — |
| 6 | The Middlefield Banking Company | 46 | 4.5% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 38 | 3.7% | 39.5% |
| 8 | CROSSCOUNTRY MORTGAGE, INC. | 33 | 3.2% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 25 | 2.4% | — |
| 10 | UNION HOME MORTGAGE CORP. | 24 | 2.3% | — |
| 11 | GUARANTEED RATE, INC. | 20 | 1.9% | — |
| 12 | TRIAD FINANCIAL SERVICES, INC. | 20 | 1.9% | — |
| 13 | HONDA Federal Credit Union 62 out of 100, Moderate | 19 | 1.8% | 28.0% |
| 14 | Fifth Third Bank, National Association 62 out of 100, Moderate | 19 | 1.8% | 34.0% |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 1.7% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 17 | 1.7% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 1.6% | 14.1% |
| 18 | AG CREDIT AGRICULTURAL CREDIT ASSOCIATION | 14 | 1.4% | — |
| 19 | PLANET HOME LENDING, LLC | 14 | 1.4% | — |
| 20 | Coastal Community Bank 35 out of 100, Low | 13 | 1.3% | 3.0% |
| 21 | Mortgage Research Center, LLC | 12 | 1.2% | — |
| 22 | NEWREZ LLC | 11 | 1.1% | — |
| 23 | AmeriSave Mortgage Corporation | 11 | 1.1% | — |
| 24 | GUILD MORTGAGE COMPANY | 11 | 1.1% | — |
| 25 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 11 | 1.1% | 74.7% |
| 26 | FREEDOM MORTGAGE CORPORATION | 10 | 1.0% | — |
| 27 | The Union Bank Company 74 out of 100, Strong | 9 | 0.9% | 11.5% |
| 28 | FIGURE LENDING LLC | 9 | 0.9% | — |
| 29 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 9 | 0.9% | — |
| 30 | LOWER, LLC | 9 | 0.9% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 0.8% | 32.9% |
| 32 | Broker Solutions, Inc. | 8 | 0.8% | — |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 0.8% | — |
| 34 | 21st Mortgage Corporation | 7 | 0.7% | — |
| 35 | The Federal Savings Bank 51 out of 100, Below average | 6 | 0.6% | 19.1% |
| 36 | NATIONSTAR MORTGAGE LLC | 6 | 0.6% | — |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 0.6% | — |
| 38 | Kemba Financial Credit Union Inc 74 out of 100, Strong | 6 | 0.6% | 34.2% |
| 39 | WesBanco Bank, Inc. 66 out of 100, Moderate | 6 | 0.6% | 20.1% |
| 40 | The Citizens National Bank of Bluffton 71 out of 100, Strong | 6 | 0.6% | 10.1% |
Top 40 of 130 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps