Ohio · HMDA 2025
Mortgage lenders in Jefferson County, OH
171 lenders reported 2,045 home-loan applications in Jefferson County in 2025. 1,033 closed as loans ($137.4M), 400 were denied — a 26.5% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 30% of applications, led by The Huntington National Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,045
- Loans originated
- 1,033
- Purchase / refinance
- 478 / 327
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 290 | 14.2% | 31.6% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 189 | 9.2% | 39.5% |
| 3 | POLARIS HOME FUNDING CORP. | 133 | 6.5% | — |
| 4 | Rocket Mortgage, LLC | 118 | 5.8% | — |
| 5 | HANCOCK COUNTY SAVINGS BANK, FSB, INC. | 98 | 4.8% | — |
| 6 | WesBanco Bank, Inc. 66 out of 100, Moderate | 69 | 3.4% | 20.1% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 66 | 3.2% | — |
| 8 | First National Bank of Pennsylvania 64 out of 100, Moderate | 66 | 3.2% | 26.6% |
| 9 | PLANET HOME LENDING, LLC | 51 | 2.5% | — |
| 10 | PNC Bank, National Association 62 out of 100, Moderate | 42 | 2.1% | 33.8% |
| 11 | AmeriSave Mortgage Corporation | 38 | 1.9% | — |
| 12 | Mortgage Research Center, LLC | 37 | 1.8% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 36 | 1.8% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 34 | 1.7% | 14.1% |
| 15 | Coastal Community Bank 35 out of 100, Low | 29 | 1.4% | 3.0% |
| 16 | UNIFIED BANK 62 out of 100, Moderate | 27 | 1.3% | 14.8% |
| 17 | Main Street Bank Corp | 27 | 1.3% | — |
| 18 | Waterstone Mortgage Corporation | 27 | 1.3% | — |
| 19 | Broker Solutions, Inc. | 26 | 1.3% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 25 | 1.2% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 24 | 1.2% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 24 | 1.2% | — |
| 23 | Loandepot.Com, LLC | 23 | 1.1% | — |
| 24 | FIGURE LENDING LLC | 21 | 1.0% | — |
| 25 | NEW DAY FINANCIAL, LLC | 19 | 0.9% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 18 | 0.9% | 32.9% |
| 27 | NEWREZ LLC | 18 | 0.9% | — |
| 28 | Belmont Savings Bank | 16 | 0.8% | — |
| 29 | Citizens Bank, National Association 54 out of 100, Below average | 15 | 0.7% | 32.5% |
| 30 | FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION 96 out of 100, Very strong | 15 | 0.7% | 12.8% |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 14 | 0.7% | — |
| 32 | AMERICAN FINANCING CORPORATION | 12 | 0.6% | — |
| 33 | Consumers National Bank 65 out of 100, Moderate | 11 | 0.5% | 7.1% |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 0.5% | — |
| 35 | Discover Bank | 10 | 0.5% | — |
| 36 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 10 | 0.5% | — |
| 37 | DAS Acquisition Company, LLC | 10 | 0.5% | — |
| 38 | AMERICAN FINANCIAL RESOURCES, INC. | 9 | 0.4% | — |
| 39 | Community Bank 66 out of 100, Moderate | 9 | 0.4% | 18.6% |
| 40 | LIBERTY HOME MORTGAGE CORPORATION | 9 | 0.4% | — |
Top 40 of 171 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps