Ohio · HMDA 2025
Mortgage lenders in Sandusky County, OH
166 lenders reported 2,038 home-loan applications in Sandusky County in 2025. 1,262 closed as loans ($174.3M), 257 were denied — a 16.4% denial rate on decided applications, below the Ohio rate of 21.7%. The three most active lenders handled 34% of applications, led by FREMONT Federal Credit Union. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,038
- Loans originated
- 1,262
- Purchase / refinance
- 585 / 333
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sandusky County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FREMONT Federal Credit Union 74 out of 100, Strong | 384 | 18.8% | 4.1% |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 171 | 8.4% | 31.6% |
| 3 | Rocket Mortgage, LLC | 131 | 6.4% | — |
| 4 | Fifth Third Bank, National Association 62 out of 100, Moderate | 89 | 4.4% | 34.0% |
| 5 | The Croghan Colonial Bank 73 out of 100, Strong | 85 | 4.2% | 10.3% |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 72 | 3.5% | 39.5% |
| 7 | Loandepot.Com, LLC | 71 | 3.5% | — |
| 8 | NEWREZ LLC | 48 | 2.4% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 43 | 2.1% | — |
| 10 | UNION HOME MORTGAGE CORP. | 43 | 2.1% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 41 | 2.0% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 39 | 1.9% | — |
| 13 | Mortgage Research Center, LLC | 36 | 1.8% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 28 | 1.4% | 14.1% |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 27 | 1.3% | — |
| 16 | The Genoa Banking Company | 27 | 1.3% | — |
| 17 | WesBanco Bank, Inc. 66 out of 100, Moderate | 26 | 1.3% | 20.1% |
| 18 | FIGURE LENDING LLC | 25 | 1.2% | — |
| 19 | Broker Solutions, Inc. | 22 | 1.1% | — |
| 20 | AmeriSave Mortgage Corporation | 21 | 1.0% | — |
| 21 | YOUR HOME FINANCIAL LLC | 20 | 1.0% | — |
| 22 | The Union Bank Company 74 out of 100, Strong | 19 | 0.9% | 11.5% |
| 23 | UNION CAPITAL MORTGAGE CORPORATION | 19 | 0.9% | — |
| 24 | KeyBank National Association 63 out of 100, Moderate | 19 | 0.9% | 32.8% |
| 25 | Coastal Community Bank 35 out of 100, Low | 19 | 0.9% | 3.0% |
| 26 | HOWARD HANNA FINANCIAL SERVICES, INC. | 18 | 0.9% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 17 | 0.8% | — |
| 28 | Civista Bank 75 out of 100, Strong | 16 | 0.8% | 12.5% |
| 29 | PNC Bank, National Association 62 out of 100, Moderate | 15 | 0.7% | 33.8% |
| 30 | AG CREDIT AGRICULTURAL CREDIT ASSOCIATION | 15 | 0.7% | — |
| 31 | THE OLD FORT BANKING COMPANY 72 out of 100, Strong | 15 | 0.7% | 9.8% |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 14 | 0.7% | 32.9% |
| 33 | NEW DAY FINANCIAL, LLC | 14 | 0.7% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 14 | 0.7% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 0.6% | — |
| 36 | NATIONSTAR MORTGAGE LLC | 13 | 0.6% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 0.6% | — |
| 38 | GUARANTEED RATE, INC. | 11 | 0.5% | — |
| 39 | Click n' Close, Inc. | 11 | 0.5% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 10 | 0.5% | — |
Top 40 of 166 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps