Pennsylvania · HMDA 2025
Mortgage lenders in Adams County, PA
261 lenders reported 4,700 home-loan applications in Adams County in 2025. 2,615 closed as loans ($592.1M), 742 were denied — a 21.0% denial rate on decided applications, below the Pennsylvania rate of 22.0%. The three most active lenders handled 23% of applications, led by MEMBERS 1ST. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,700
- Loans originated
- 2,615
- Purchase / refinance
- 1,226 / 723
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Adams County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | MEMBERS 1ST | 487 | 10.4% | — |
| 2 | ACNB Bank 77 out of 100, Strong | 382 | 8.1% | 11.5% |
| 3 | PNC Bank, National Association 62 out of 100, Moderate | 218 | 4.6% | 33.8% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 209 | 4.4% | — |
| 5 | Rocket Mortgage, LLC | 198 | 4.2% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 121 | 2.6% | 40.8% |
| 7 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 118 | 2.5% | 32.9% |
| 8 | CMG MORTGAGE, INC. | 110 | 2.3% | — |
| 9 | NEWREZ LLC | 109 | 2.3% | — |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 102 | 2.2% | — |
| 11 | BELCO COMMUNITY CREDIT UNION 72 out of 100, Strong | 99 | 2.1% | 31.6% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 86 | 1.8% | — |
| 13 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 79 | 1.7% | 15.6% |
| 14 | 21st Mortgage Corporation | 76 | 1.6% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 71 | 1.5% | — |
| 16 | Mortgage Research Center, LLC | 66 | 1.4% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 63 | 1.3% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 61 | 1.3% | 14.1% |
| 19 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 56 | 1.2% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 54 | 1.1% | 32.9% |
| 21 | NATIONSTAR MORTGAGE LLC | 54 | 1.1% | — |
| 22 | NVR Mortgage Finance, Inc. | 53 | 1.1% | — |
| 23 | Coastal Community Bank 35 out of 100, Low | 47 | 1.0% | 3.0% |
| 24 | MOVEMENT MORTGAGE, LLC | 46 | 1.0% | — |
| 25 | BAY CAPITAL MORTGAGE CORPORATION | 45 | 1.0% | — |
| 26 | Integrity Home Mortgage Corporation | 44 | 0.9% | — |
| 27 | Citizens Bank, National Association 54 out of 100, Below average | 43 | 0.9% | 32.5% |
| 28 | GUILD MORTGAGE COMPANY | 43 | 0.9% | — |
| 29 | Orrstown Bank 70 out of 100, Strong | 42 | 0.9% | 22.0% |
| 30 | Broker Solutions, Inc. | 41 | 0.9% | — |
| 31 | PLANET HOME LENDING, LLC | 40 | 0.9% | — |
| 32 | Loandepot.Com, LLC | 37 | 0.8% | — |
| 33 | AmeriSave Mortgage Corporation | 37 | 0.8% | — |
| 34 | Fulton Bank, National Association 65 out of 100, Moderate | 37 | 0.8% | 23.0% |
| 35 | Homesale Mortgage, LLC | 33 | 0.7% | — |
| 36 | FIGURE LENDING LLC | 32 | 0.7% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 32 | 0.7% | — |
| 38 | First National Bank of Pennsylvania 64 out of 100, Moderate | 31 | 0.7% | 26.6% |
| 39 | TRIAD FINANCIAL SERVICES, INC. | 30 | 0.6% | — |
| 40 | LENNAR MORTGAGE, LLC | 30 | 0.6% | — |
Top 40 of 261 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps