Pennsylvania · HMDA 2025
Mortgage lenders in Delaware County, PA
492 lenders reported 22,887 home-loan applications in Delaware County in 2025. 12,102 closed as loans ($3.5B), 3,725 were denied — a 22.7% denial rate on decided applications, close to the Pennsylvania rate of 22.0%. The three most active lenders handled 14% of applications, led by Citizens Bank, National Association. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 22,887
- Loans originated
- 12,102
- Purchase / refinance
- 5,318 / 3,875
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Delaware County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Citizens Bank, National Association 54 out of 100, Below average | 1,322 | 5.8% | 32.5% |
| 2 | Rocket Mortgage, LLC | 1,008 | 4.4% | — |
| 3 | FRANKLIN MINT | 963 | 4.2% | — |
| 4 | CROSSCOUNTRY MORTGAGE, INC. | 939 | 4.1% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 904 | 3.9% | — |
| 6 | POLICE & FIRE | 700 | 3.1% | — |
| 7 | CITADEL FEDERAL CREDIT UNION 61 out of 100, Moderate | 656 | 2.9% | 29.0% |
| 8 | Wilmington Savings Fund Society, FSB 71 out of 100, Strong | 599 | 2.6% | 18.3% |
| 9 | GUARANTEED RATE, INC. | 589 | 2.6% | — |
| 10 | PNC Bank, National Association 62 out of 100, Moderate | 568 | 2.5% | 33.8% |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 566 | 2.5% | 14.1% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 562 | 2.5% | — |
| 13 | TD Bank, National Association 63 out of 100, Moderate | 495 | 2.2% | 35.3% |
| 14 | NEWREZ LLC | 482 | 2.1% | — |
| 15 | Prosperity Home Mortgage, LLC | 467 | 2.0% | — |
| 16 | Sun East Federal Credit Union 54 out of 100, Below average | 453 | 2.0% | 27.8% |
| 17 | Bank of America, National Association 59 out of 100, Moderate | 431 | 1.9% | 44.7% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 362 | 1.6% | — |
| 19 | TRUMARK FINANCIAL CREDIT UNION 64 out of 100, Moderate | 362 | 1.6% | 30.4% |
| 20 | MOVEMENT MORTGAGE, LLC | 345 | 1.5% | — |
| 21 | Broker Solutions, Inc. | 314 | 1.4% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 288 | 1.3% | 32.9% |
| 23 | FREEDOM MORTGAGE CORPORATION | 285 | 1.2% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 228 | 1.0% | — |
| 25 | CMG MORTGAGE, INC. | 210 | 0.9% | — |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 207 | 0.9% | 22.2% |
| 27 | FIGURE LENDING LLC | 201 | 0.9% | — |
| 28 | Loandepot.Com, LLC | 194 | 0.8% | — |
| 29 | AMERICAN HERITAGE FCU | 187 | 0.8% | — |
| 30 | Mortgage Research Center, LLC | 173 | 0.8% | — |
| 31 | PHILADELPHIA FEDERAL CREDIT UNION 71 out of 100, Strong | 172 | 0.8% | 39.3% |
| 32 | SPRING EQ, LLC | 171 | 0.7% | — |
| 33 | Kiavi Funding, Inc. | 171 | 0.7% | — |
| 34 | Coastal Community Bank 35 out of 100, Low | 169 | 0.7% | 3.0% |
| 35 | AmeriSave Mortgage Corporation | 160 | 0.7% | — |
| 36 | Discover Bank | 151 | 0.7% | — |
| 37 | BHCU | 136 | 0.6% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 134 | 0.6% | — |
| 39 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 127 | 0.6% | 32.9% |
| 40 | KEYSTONE FUNDING, INC. | 125 | 0.5% | — |
Top 40 of 492 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps
- Luzerne County 11,992 apps