Pennsylvania · HMDA 2025
Mortgage lenders in Philadelphia County, PA
559 lenders reported 52,674 home-loan applications in Philadelphia County in 2025. 24,939 closed as loans ($7.4B), 10,596 were denied — a 28.7% denial rate on decided applications, above the Pennsylvania rate of 22.0%. The three most active lenders handled 16% of applications, led by POLICE & FIRE. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 52,674
- Loans originated
- 24,939
- Purchase / refinance
- 13,143 / 7,399
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Philadelphia County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | POLICE & FIRE | 3,906 | 7.4% | — |
| 2 | Citizens Bank, National Association 54 out of 100, Below average | 2,228 | 4.2% | 32.5% |
| 3 | CROSSCOUNTRY MORTGAGE, INC. | 2,046 | 3.9% | — |
| 4 | Rocket Mortgage, LLC | 1,803 | 3.4% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 1,644 | 3.1% | — |
| 6 | PNC Bank, National Association 62 out of 100, Moderate | 1,637 | 3.1% | 33.8% |
| 7 | GUARANTEED RATE, INC. | 1,625 | 3.1% | — |
| 8 | PHILADELPHIA FEDERAL CREDIT UNION 71 out of 100, Strong | 1,591 | 3.0% | 39.3% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,336 | 2.5% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,332 | 2.5% | 14.1% |
| 11 | Kiavi Funding, Inc. | 1,132 | 2.1% | — |
| 12 | NEWREZ LLC | 1,078 | 2.0% | — |
| 13 | TRUMARK FINANCIAL CREDIT UNION 64 out of 100, Moderate | 1,055 | 2.0% | 30.4% |
| 14 | AMERICAN HERITAGE FCU | 989 | 1.9% | — |
| 15 | TD Bank, National Association 63 out of 100, Moderate | 931 | 1.8% | 35.3% |
| 16 | Prosperity Home Mortgage, LLC | 879 | 1.7% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 808 | 1.5% | — |
| 18 | MOVEMENT MORTGAGE, LLC | 806 | 1.5% | — |
| 19 | Wilmington Savings Fund Society, FSB 71 out of 100, Strong | 778 | 1.5% | 18.3% |
| 20 | Bank of America, National Association 59 out of 100, Moderate | 727 | 1.4% | 44.7% |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 634 | 1.2% | 32.9% |
| 22 | Loan Funder LLC | 526 | 1.0% | — |
| 23 | Broker Solutions, Inc. | 505 | 1.0% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 505 | 1.0% | — |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 504 | 1.0% | 22.2% |
| 26 | Univest Bank and Trust Co. 61 out of 100, Moderate | 493 | 0.9% | 10.2% |
| 27 | AmeriSave Mortgage Corporation | 493 | 0.9% | — |
| 28 | CMG MORTGAGE, INC. | 468 | 0.9% | — |
| 29 | LENDINGONE, LLC | 452 | 0.9% | — |
| 30 | Loandepot.Com, LLC | 415 | 0.8% | — |
| 31 | VELOCITY COMMERCIAL CAPITAL, LLC | 402 | 0.8% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 365 | 0.7% | — |
| 33 | CITADEL FEDERAL CREDIT UNION 61 out of 100, Moderate | 361 | 0.7% | 29.0% |
| 34 | Fulton Bank, National Association 65 out of 100, Moderate | 336 | 0.6% | 23.0% |
| 35 | Mortgage Research Center, LLC | 326 | 0.6% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 319 | 0.6% | 3.0% |
| 37 | SPRING EQ, LLC | 310 | 0.6% | — |
| 38 | Firstrust Savings Bank 68 out of 100, Moderate | 307 | 0.6% | 27.8% |
| 39 | First Citizens Community Bank 52 out of 100, Below average | 303 | 0.6% | 7.8% |
| 40 | ALLIED MORTGAGE GROUP, INC. | 287 | 0.5% | — |
Top 40 of 559 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps
- Luzerne County 11,992 apps