Pennsylvania · HMDA 2025
Mortgage lenders in Lehigh County, PA
413 lenders reported 14,472 home-loan applications in Lehigh County in 2025. 7,771 closed as loans ($2.0B), 2,354 were denied — a 22.3% denial rate on decided applications, close to the Pennsylvania rate of 22.0%. The three most active lenders handled 13% of applications, led by PENNYMAC LOAN SERVICES, LLC. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 14,472
- Loans originated
- 7,771
- Purchase / refinance
- 3,681 / 2,310
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lehigh County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 667 | 4.6% | — |
| 2 | Rocket Mortgage, LLC | 613 | 4.2% | — |
| 3 | CROSSCOUNTRY MORTGAGE, INC. | 557 | 3.8% | — |
| 4 | First Commonwealth Federal Credit Union 56 out of 100, Moderate | 537 | 3.7% | 22.2% |
| 5 | Embassy Bank For The Lehigh Valley 66 out of 100, Moderate | 506 | 3.5% | 16.4% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 476 | 3.3% | — |
| 7 | PEOPLE FIRST FEDERAL CREDIT UNION 51 out of 100, Below average | 454 | 3.1% | 33.7% |
| 8 | NEWREZ LLC | 450 | 3.1% | — |
| 9 | PNC Bank, National Association 62 out of 100, Moderate | 390 | 2.7% | 33.8% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 360 | 2.5% | 14.1% |
| 11 | MEMBERS 1ST | 307 | 2.1% | — |
| 12 | Truist Bank 63 out of 100, Moderate | 291 | 2.0% | 40.8% |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 281 | 1.9% | — |
| 14 | Bank of America, National Association 59 out of 100, Moderate | 261 | 1.8% | 44.7% |
| 15 | CMG MORTGAGE, INC. | 234 | 1.6% | — |
| 16 | GUILD MORTGAGE COMPANY | 220 | 1.5% | — |
| 17 | Prosperity Home Mortgage, LLC | 204 | 1.4% | — |
| 18 | Citizens Bank, National Association 54 out of 100, Below average | 175 | 1.2% | 32.5% |
| 19 | Coastal Community Bank 35 out of 100, Low | 174 | 1.2% | 3.0% |
| 20 | Mortgage America, Inc. | 171 | 1.2% | — |
| 21 | DHI MORTGAGE COMPANY, LTD. | 169 | 1.2% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 165 | 1.1% | — |
| 23 | Loandepot.Com, LLC | 163 | 1.1% | — |
| 24 | FIGURE LENDING LLC | 163 | 1.1% | — |
| 25 | PLANET HOME LENDING, LLC | 159 | 1.1% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 157 | 1.1% | — |
| 27 | TD Bank, National Association 63 out of 100, Moderate | 140 | 1.0% | 35.3% |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 134 | 0.9% | 22.2% |
| 29 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 131 | 0.9% | 15.6% |
| 30 | AmeriSave Mortgage Corporation | 130 | 0.9% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 122 | 0.8% | 32.9% |
| 32 | Firstrust Savings Bank 68 out of 100, Moderate | 112 | 0.8% | 27.8% |
| 33 | Discover Bank | 111 | 0.8% | — |
| 34 | Broker Solutions, Inc. | 106 | 0.7% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 105 | 0.7% | — |
| 36 | Peoples Security Bank and Trust Company 69 out of 100, Moderate | 95 | 0.7% | 20.2% |
| 37 | Fulton Bank, National Association 65 out of 100, Moderate | 95 | 0.7% | 23.0% |
| 38 | SPRING EQ, LLC | 94 | 0.6% | — |
| 39 | Mortgage Research Center, LLC | 93 | 0.6% | — |
| 40 | Allentown Federal Credit Union 86 out of 100, Very strong | 93 | 0.6% | 1.7% |
Top 40 of 413 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps
- Luzerne County 11,992 apps