Pennsylvania · HMDA 2025
Mortgage lenders in Chester County, PA
480 lenders reported 23,825 home-loan applications in Chester County in 2025. 13,206 closed as loans ($4.6B), 3,031 were denied — a 18.0% denial rate on decided applications, below the Pennsylvania rate of 22.0%. The three most active lenders handled 17% of applications, led by CITADEL FEDERAL CREDIT UNION. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 23,825
- Loans originated
- 13,206
- Purchase / refinance
- 5,686 / 4,075
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chester County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CITADEL FEDERAL CREDIT UNION 61 out of 100, Moderate | 1,876 | 7.9% | 29.0% |
| 2 | Citizens Bank, National Association 54 out of 100, Below average | 1,292 | 5.4% | 32.5% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 971 | 4.1% | — |
| 4 | Rocket Mortgage, LLC | 845 | 3.5% | — |
| 5 | PNC Bank, National Association 62 out of 100, Moderate | 805 | 3.4% | 33.8% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 693 | 2.9% | — |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 686 | 2.9% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 633 | 2.7% | 14.1% |
| 9 | GUARANTEED RATE, INC. | 519 | 2.2% | — |
| 10 | Bank of America, National Association 59 out of 100, Moderate | 517 | 2.2% | 44.7% |
| 11 | NEWREZ LLC | 499 | 2.1% | — |
| 12 | TD Bank, National Association 63 out of 100, Moderate | 490 | 2.1% | 35.3% |
| 13 | TRUMARK FINANCIAL CREDIT UNION 64 out of 100, Moderate | 490 | 2.1% | 30.4% |
| 14 | Truist Bank 63 out of 100, Moderate | 485 | 2.0% | 40.8% |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 453 | 1.9% | — |
| 16 | Wilmington Savings Fund Society, FSB 71 out of 100, Strong | 448 | 1.9% | 18.3% |
| 17 | NVR Mortgage Finance, Inc. | 330 | 1.4% | — |
| 18 | S&T Bank 70 out of 100, Strong | 322 | 1.4% | 31.1% |
| 19 | CMG MORTGAGE, INC. | 318 | 1.3% | — |
| 20 | POLICE & FIRE | 314 | 1.3% | — |
| 21 | FRANKLIN MINT | 313 | 1.3% | — |
| 22 | Prosperity Home Mortgage, LLC | 295 | 1.2% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 261 | 1.1% | — |
| 24 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 221 | 0.9% | 15.6% |
| 25 | KEYSTONE FUNDING, INC. | 218 | 0.9% | — |
| 26 | Fulton Bank, National Association 65 out of 100, Moderate | 210 | 0.9% | 23.0% |
| 27 | Coastal Community Bank 35 out of 100, Low | 204 | 0.9% | 3.0% |
| 28 | Broker Solutions, Inc. | 203 | 0.9% | — |
| 29 | SPRING EQ, LLC | 199 | 0.8% | — |
| 30 | GUILD MORTGAGE COMPANY | 196 | 0.8% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 192 | 0.8% | 32.9% |
| 32 | FREEDOM MORTGAGE CORPORATION | 190 | 0.8% | — |
| 33 | FIGURE LENDING LLC | 181 | 0.8% | — |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 165 | 0.7% | 22.2% |
| 35 | TOLL BROTHERS MORTGAGE COMPANY | 157 | 0.7% | — |
| 36 | LENNAR MORTGAGE, LLC | 156 | 0.7% | — |
| 37 | Loandepot.Com, LLC | 155 | 0.7% | — |
| 38 | MOVEMENT MORTGAGE, LLC | 154 | 0.6% | — |
| 39 | SOFI BANK, NATIONAL ASSOCIATION | 152 | 0.6% | — |
| 40 | Citibank, National Association 60 out of 100, Moderate | 137 | 0.6% | 24.0% |
Top 40 of 480 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps
- Luzerne County 11,992 apps