Pennsylvania · HMDA 2025
Mortgage lenders in Northampton County, PA
414 lenders reported 12,791 home-loan applications in Northampton County in 2025. 6,892 closed as loans ($1.8B), 2,033 were denied — a 21.9% denial rate on decided applications, close to the Pennsylvania rate of 22.0%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 12,791
- Loans originated
- 6,892
- Purchase / refinance
- 3,156 / 2,059
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Northampton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 647 | 5.1% | — |
| 2 | CROSSCOUNTRY MORTGAGE, INC. | 558 | 4.4% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 539 | 4.2% | — |
| 4 | Embassy Bank For The Lehigh Valley 66 out of 100, Moderate | 524 | 4.1% | 16.4% |
| 5 | PNC Bank, National Association 62 out of 100, Moderate | 449 | 3.5% | 33.8% |
| 6 | NEWREZ LLC | 409 | 3.2% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 404 | 3.2% | — |
| 8 | First Commonwealth Federal Credit Union 56 out of 100, Moderate | 393 | 3.1% | 22.2% |
| 9 | PEOPLE FIRST FEDERAL CREDIT UNION 51 out of 100, Below average | 359 | 2.8% | 33.7% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 352 | 2.8% | 14.1% |
| 11 | Truist Bank 63 out of 100, Moderate | 288 | 2.3% | 40.8% |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 264 | 2.1% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 231 | 1.8% | 44.7% |
| 14 | Fulton Bank, National Association 65 out of 100, Moderate | 223 | 1.7% | 23.0% |
| 15 | CMG MORTGAGE, INC. | 205 | 1.6% | — |
| 16 | The Fidelity Deposit and Discount Bank 68 out of 100, Moderate | 175 | 1.4% | 10.0% |
| 17 | MEMBERS 1ST | 175 | 1.4% | — |
| 18 | Loandepot.Com, LLC | 160 | 1.3% | — |
| 19 | Prosperity Home Mortgage, LLC | 157 | 1.2% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 156 | 1.2% | — |
| 21 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 153 | 1.2% | 15.6% |
| 22 | Citizens Bank, National Association 54 out of 100, Below average | 152 | 1.2% | 32.5% |
| 23 | GUILD MORTGAGE COMPANY | 151 | 1.2% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 150 | 1.2% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 144 | 1.1% | 3.0% |
| 26 | PLANET HOME LENDING, LLC | 141 | 1.1% | — |
| 27 | SPRING EQ, LLC | 131 | 1.0% | — |
| 28 | FIGURE LENDING LLC | 130 | 1.0% | — |
| 29 | Mortgage America, Inc. | 129 | 1.0% | — |
| 30 | Peoples Security Bank and Trust Company 69 out of 100, Moderate | 122 | 1.0% | 20.2% |
| 31 | AmeriSave Mortgage Corporation | 121 | 0.9% | — |
| 32 | Broker Solutions, Inc. | 118 | 0.9% | — |
| 33 | TD Bank, National Association 63 out of 100, Moderate | 115 | 0.9% | 35.3% |
| 34 | KEYSTONE FUNDING, INC. | 115 | 0.9% | — |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 110 | 0.9% | 22.2% |
| 36 | Discover Bank | 107 | 0.8% | — |
| 37 | Mortgage Research Center, LLC | 107 | 0.8% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 103 | 0.8% | 32.9% |
| 39 | Ixonia Bank 67 out of 100, Moderate | 100 | 0.8% | 4.7% |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 95 | 0.7% | — |
Top 40 of 414 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Luzerne County 11,992 apps