Pennsylvania · HMDA 2025
Mortgage lenders in Lancaster County, PA
413 lenders reported 19,787 home-loan applications in Lancaster County in 2025. 11,699 closed as loans ($2.8B), 3,264 were denied — a 21.0% denial rate on decided applications, below the Pennsylvania rate of 22.0%. The three most active lenders handled 21% of applications, led by MEMBERS 1ST. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 19,787
- Loans originated
- 11,699
- Purchase / refinance
- 5,090 / 3,355
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lancaster County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | MEMBERS 1ST | 2,003 | 10.1% | — |
| 2 | Fulton Bank, National Association 65 out of 100, Moderate | 1,221 | 6.2% | 23.0% |
| 3 | The Ephrata National Bank 67 out of 100, Moderate | 921 | 4.7% | 18.6% |
| 4 | GUILD MORTGAGE COMPANY | 906 | 4.6% | — |
| 5 | Rocket Mortgage, LLC | 836 | 4.2% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 736 | 3.7% | — |
| 7 | Truist Bank 63 out of 100, Moderate | 651 | 3.3% | 40.8% |
| 8 | PNC Bank, National Association 62 out of 100, Moderate | 649 | 3.3% | 33.8% |
| 9 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 618 | 3.1% | 15.6% |
| 10 | NEWREZ LLC | 384 | 1.9% | — |
| 11 | Citizens Bank, National Association 54 out of 100, Below average | 377 | 1.9% | 32.5% |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 348 | 1.8% | — |
| 13 | BELCO COMMUNITY CREDIT UNION 72 out of 100, Strong | 347 | 1.8% | 31.6% |
| 14 | Univest Bank and Trust Co. 61 out of 100, Moderate | 330 | 1.7% | 10.2% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 317 | 1.6% | 14.1% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 315 | 1.6% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 313 | 1.6% | — |
| 18 | Broker Solutions, Inc. | 309 | 1.6% | — |
| 19 | 21st Mortgage Corporation | 299 | 1.5% | — |
| 20 | First National Bank of Pennsylvania 64 out of 100, Moderate | 282 | 1.4% | 26.6% |
| 21 | Bank of Bird-in-Hand 68 out of 100, Moderate | 252 | 1.3% | 1.7% |
| 22 | Northwest Bank 66 out of 100, Moderate | 235 | 1.2% | 20.6% |
| 23 | CITADEL FEDERAL CREDIT UNION 61 out of 100, Moderate | 231 | 1.2% | 29.0% |
| 24 | FREEDOM MORTGAGE CORPORATION | 214 | 1.1% | — |
| 25 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 210 | 1.1% | 32.9% |
| 26 | Loandepot.Com, LLC | 203 | 1.0% | — |
| 27 | Fairway Independent Mortgage Corporation | 191 | 1.0% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 172 | 0.9% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 171 | 0.9% | 3.0% |
| 30 | TRIAD FINANCIAL SERVICES, INC. | 161 | 0.8% | — |
| 31 | Orrstown Bank 70 out of 100, Strong | 159 | 0.8% | 22.0% |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 147 | 0.7% | 32.9% |
| 33 | FIGURE LENDING LLC | 143 | 0.7% | — |
| 34 | EVERENCE FEDERAL CREDIT UNION 64 out of 100, Moderate | 143 | 0.7% | 30.3% |
| 35 | SPRING EQ, LLC | 138 | 0.7% | — |
| 36 | Mortgage Research Center, LLC | 137 | 0.7% | — |
| 37 | AmeriSave Mortgage Corporation | 130 | 0.7% | — |
| 38 | Homesale Mortgage, LLC | 125 | 0.6% | — |
| 39 | S&T Bank 70 out of 100, Strong | 118 | 0.6% | 31.1% |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 113 | 0.6% | 22.2% |
Top 40 of 413 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps
- Luzerne County 11,992 apps