Pennsylvania · HMDA 2025
Mortgage lenders in Westmoreland County, PA
348 lenders reported 14,117 home-loan applications in Westmoreland County in 2025. 8,240 closed as loans ($1.4B), 2,349 were denied — a 21.5% denial rate on decided applications, close to the Pennsylvania rate of 22.0%. The three most active lenders handled 21% of applications, led by PNC Bank, National Association. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 14,117
- Loans originated
- 8,240
- Purchase / refinance
- 3,481 / 2,322
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Westmoreland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PNC Bank, National Association 62 out of 100, Moderate | 1,401 | 9.9% | 33.8% |
| 2 | First Commonwealth Bank 65 out of 100, Moderate | 808 | 5.7% | 26.5% |
| 3 | S&T Bank 70 out of 100, Strong | 788 | 5.6% | 31.1% |
| 4 | Dollar Bank, Federal Savings Bank 62 out of 100, Moderate | 782 | 5.5% | 22.3% |
| 5 | Rocket Mortgage, LLC | 772 | 5.5% | — |
| 6 | Citizens Bank, National Association 54 out of 100, Below average | 720 | 5.1% | 32.5% |
| 7 | First National Bank of Pennsylvania 64 out of 100, Moderate | 665 | 4.7% | 26.6% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 442 | 3.1% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 353 | 2.5% | — |
| 10 | SOMERSET TRUST COMPANY 55 out of 100, Moderate | 299 | 2.1% | 9.6% |
| 11 | UNION HOME MORTGAGE CORP. | 269 | 1.9% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 231 | 1.6% | 14.1% |
| 13 | Clearview Federal Credit Union 69 out of 100, Moderate | 212 | 1.5% | 24.4% |
| 14 | Mortgage Research Center, LLC | 202 | 1.4% | — |
| 15 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 182 | 1.3% | 15.6% |
| 16 | PLAZA HOME MORTGAGE, INC. | 170 | 1.2% | — |
| 17 | HOMESTEAD FUNDING CORP. | 166 | 1.2% | — |
| 18 | NEWREZ LLC | 158 | 1.1% | — |
| 19 | The Huntington National Bank 59 out of 100, Moderate | 157 | 1.1% | 31.6% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 149 | 1.1% | — |
| 21 | MOVEMENT MORTGAGE, LLC | 148 | 1.0% | — |
| 22 | HOWARD HANNA FINANCIAL SERVICES, INC. | 145 | 1.0% | — |
| 23 | PHEPLE Federal Credit Union 63 out of 100, Moderate | 141 | 1.0% | 6.9% |
| 24 | FREEDOM MORTGAGE CORPORATION | 138 | 1.0% | — |
| 25 | AmeriSave Mortgage Corporation | 121 | 0.9% | — |
| 26 | InFirst Bank 69 out of 100, Moderate | 112 | 0.8% | 13.2% |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 111 | 0.8% | 32.9% |
| 28 | GUARANTEED RATE AFFINITY, LLC | 101 | 0.7% | — |
| 29 | PLANET HOME LENDING, LLC | 100 | 0.7% | — |
| 30 | Loandepot.Com, LLC | 99 | 0.7% | — |
| 31 | 21st Mortgage Corporation | 98 | 0.7% | — |
| 32 | KeyBank National Association 63 out of 100, Moderate | 98 | 0.7% | 32.8% |
| 33 | NATIONSTAR MORTGAGE LLC | 95 | 0.7% | — |
| 34 | Broker Solutions, Inc. | 93 | 0.7% | — |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 88 | 0.6% | — |
| 36 | NVR Mortgage Finance, Inc. | 87 | 0.6% | — |
| 37 | Discover Bank | 86 | 0.6% | — |
| 38 | FIGURE LENDING LLC | 80 | 0.6% | — |
| 39 | WEST PENN FINANCIAL SERVICE CENTER, INC. | 78 | 0.6% | — |
| 40 | SPRING EQ, LLC | 76 | 0.5% | — |
Top 40 of 348 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Northampton County 12,791 apps
- Luzerne County 11,992 apps