Pennsylvania · HMDA 2025
Mortgage lenders in Berks County, PA
423 lenders reported 16,859 home-loan applications in Berks County in 2025. 9,494 closed as loans ($2.0B), 3,053 were denied — a 23.4% denial rate on decided applications, above the Pennsylvania rate of 22.0%. The three most active lenders handled 13% of applications, led by Diamond Credit Union. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 16,859
- Loans originated
- 9,494
- Purchase / refinance
- 4,174 / 2,855
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Berks County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Diamond Credit Union 75 out of 100, Strong | 849 | 5.0% | 28.1% |
| 2 | Rocket Mortgage, LLC | 751 | 4.5% | — |
| 3 | Citizens Bank, National Association 54 out of 100, Below average | 660 | 3.9% | 32.5% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 647 | 3.8% | — |
| 5 | CROSSCOUNTRY MORTGAGE, INC. | 528 | 3.1% | — |
| 6 | Mortgage America, Inc. | 459 | 2.7% | — |
| 7 | MEMBERS 1ST | 457 | 2.7% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 433 | 2.6% | — |
| 9 | Truist Bank 63 out of 100, Moderate | 400 | 2.4% | 40.8% |
| 10 | Fulton Bank, National Association 65 out of 100, Moderate | 390 | 2.3% | 23.0% |
| 11 | RIVERFRONT FEDERAL CREDIT UNION 60 out of 100, Moderate | 375 | 2.2% | 29.5% |
| 12 | NEWREZ LLC | 361 | 2.1% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 358 | 2.1% | 14.1% |
| 14 | CMG MORTGAGE, INC. | 357 | 2.1% | — |
| 15 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 347 | 2.1% | 32.9% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 326 | 1.9% | — |
| 17 | First National Bank of Pennsylvania 64 out of 100, Moderate | 322 | 1.9% | 26.6% |
| 18 | Tompkins Community Bank 60 out of 100, Moderate | 316 | 1.9% | 19.9% |
| 19 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 253 | 1.5% | 15.6% |
| 20 | FREEDOM MORTGAGE CORPORATION | 231 | 1.4% | — |
| 21 | Visions Federal Credit Union 64 out of 100, Moderate | 221 | 1.3% | 32.6% |
| 22 | First Commonwealth Federal Credit Union 56 out of 100, Moderate | 221 | 1.3% | 22.2% |
| 23 | Broker Solutions, Inc. | 219 | 1.3% | — |
| 24 | Univest Bank and Trust Co. 61 out of 100, Moderate | 184 | 1.1% | 10.2% |
| 25 | Loandepot.Com, LLC | 169 | 1.0% | — |
| 26 | GUARANTEED RATE, INC. | 163 | 1.0% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 163 | 1.0% | — |
| 28 | UTILITIES EMPLOYEES CREDIT UNION 77 out of 100, Strong | 161 | 1.0% | 20.2% |
| 29 | Coastal Community Bank 35 out of 100, Low | 154 | 0.9% | 3.0% |
| 30 | FIGURE LENDING LLC | 151 | 0.9% | — |
| 31 | AmeriSave Mortgage Corporation | 150 | 0.9% | — |
| 32 | Discovery Federal Credit Union 72 out of 100, Strong | 147 | 0.9% | 16.4% |
| 33 | GUILD MORTGAGE COMPANY | 144 | 0.9% | — |
| 34 | 21st Mortgage Corporation | 137 | 0.8% | — |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 137 | 0.8% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 132 | 0.8% | 22.2% |
| 37 | Mortgage Research Center, LLC | 132 | 0.8% | — |
| 38 | Customers Bank 65 out of 100, Moderate | 130 | 0.8% | 4.0% |
| 39 | SPRING EQ, LLC | 127 | 0.8% | — |
| 40 | Discover Bank | 126 | 0.7% | — |
Top 40 of 423 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps
- Luzerne County 11,992 apps