Pennsylvania · HMDA 2025
Mortgage lenders in Montgomery County, PA
557 lenders reported 35,106 home-loan applications in Montgomery County in 2025. 19,326 closed as loans ($6.4B), 4,881 were denied — a 19.4% denial rate on decided applications, below the Pennsylvania rate of 22.0%. The three most active lenders handled 14% of applications, led by Citizens Bank, National Association. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 35,106
- Loans originated
- 19,326
- Purchase / refinance
- 8,294 / 5,877
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Montgomery County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Citizens Bank, National Association 54 out of 100, Below average | 2,219 | 6.3% | 32.5% |
| 2 | POLICE & FIRE | 1,491 | 4.2% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 1,369 | 3.9% | — |
| 4 | Rocket Mortgage, LLC | 1,361 | 3.9% | — |
| 5 | PNC Bank, National Association 62 out of 100, Moderate | 1,294 | 3.7% | 33.8% |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 1,212 | 3.5% | — |
| 7 | TRUMARK FINANCIAL CREDIT UNION 64 out of 100, Moderate | 1,021 | 2.9% | 30.4% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 891 | 2.5% | — |
| 9 | AMERICAN HERITAGE FCU | 889 | 2.5% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 885 | 2.5% | 14.1% |
| 11 | GUARANTEED RATE, INC. | 837 | 2.4% | — |
| 12 | TD Bank, National Association 63 out of 100, Moderate | 801 | 2.3% | 35.3% |
| 13 | CITADEL FEDERAL CREDIT UNION 61 out of 100, Moderate | 783 | 2.2% | 29.0% |
| 14 | NEWREZ LLC | 739 | 2.1% | — |
| 15 | Bank of America, National Association 59 out of 100, Moderate | 724 | 2.1% | 44.7% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 652 | 1.9% | — |
| 17 | Prosperity Home Mortgage, LLC | 475 | 1.4% | — |
| 18 | Truist Bank 63 out of 100, Moderate | 430 | 1.2% | 40.8% |
| 19 | Wilmington Savings Fund Society, FSB 71 out of 100, Strong | 398 | 1.1% | 18.3% |
| 20 | MOVEMENT MORTGAGE, LLC | 389 | 1.1% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 382 | 1.1% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 376 | 1.1% | 32.9% |
| 23 | Univest Bank and Trust Co. 61 out of 100, Moderate | 342 | 1.0% | 10.2% |
| 24 | Coastal Community Bank 35 out of 100, Low | 336 | 1.0% | 3.0% |
| 25 | MERCK SHARP & DOHME FEDERAL CREDIT UNION 71 out of 100, Strong | 309 | 0.9% | 9.8% |
| 26 | FREEDOM MORTGAGE CORPORATION | 306 | 0.9% | — |
| 27 | CMG MORTGAGE, INC. | 299 | 0.9% | — |
| 28 | Broker Solutions, Inc. | 288 | 0.8% | — |
| 29 | SPRING EQ, LLC | 286 | 0.8% | — |
| 30 | FIGURE LENDING LLC | 280 | 0.8% | — |
| 31 | Loandepot.Com, LLC | 266 | 0.8% | — |
| 32 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 263 | 0.7% | 22.2% |
| 33 | Diamond Credit Union 75 out of 100, Strong | 256 | 0.7% | 28.1% |
| 34 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 249 | 0.7% | 15.6% |
| 35 | Discover Bank | 236 | 0.7% | — |
| 36 | Mortgage Research Center, LLC | 217 | 0.6% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 213 | 0.6% | — |
| 38 | PROVIDENT FUNDING ASSOCIATES, L.P. | 206 | 0.6% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 202 | 0.6% | — |
| 40 | LENNAR MORTGAGE, LLC | 200 | 0.6% | — |
Top 40 of 557 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps
- Luzerne County 11,992 apps