Pennsylvania · HMDA 2025
Mortgage lenders in Luzerne County, PA
376 lenders reported 11,992 home-loan applications in Luzerne County in 2025. 6,634 closed as loans ($1.2B), 1,963 were denied — a 21.9% denial rate on decided applications, close to the Pennsylvania rate of 22.0%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 11,992
- Loans originated
- 6,634
- Purchase / refinance
- 3,129 / 1,963
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Luzerne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 748 | 6.2% | — |
| 2 | PNC Bank, National Association 62 out of 100, Moderate | 497 | 4.1% | 33.8% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 480 | 4.0% | — |
| 4 | Citizens Bank, National Association 54 out of 100, Below average | 426 | 3.6% | 32.5% |
| 5 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 393 | 3.3% | 32.9% |
| 6 | Community Bank, National Association 62 out of 100, Moderate | 343 | 2.9% | 18.9% |
| 7 | GUILD MORTGAGE COMPANY | 296 | 2.5% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 269 | 2.2% | — |
| 9 | NEWREZ LLC | 261 | 2.2% | — |
| 10 | The Luzerne Bank | 242 | 2.0% | — |
| 11 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 232 | 1.9% | — |
| 12 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 229 | 1.9% | 15.6% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 222 | 1.9% | 14.1% |
| 14 | Peoples Security Bank and Trust Company 69 out of 100, Moderate | 216 | 1.8% | 20.2% |
| 15 | UNITED MORTGAGE CORP. | 211 | 1.8% | — |
| 16 | The Fidelity Deposit and Discount Bank 68 out of 100, Moderate | 200 | 1.7% | 10.0% |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 194 | 1.6% | — |
| 18 | Truist Bank 63 out of 100, Moderate | 174 | 1.5% | 40.8% |
| 19 | Mortgage Research Center, LLC | 168 | 1.4% | — |
| 20 | Broker Solutions, Inc. | 158 | 1.3% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 158 | 1.3% | 3.0% |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 157 | 1.3% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 153 | 1.3% | — |
| 24 | CROSS VALLEY FEDERAL CREDIT UNION 65 out of 100, Moderate | 146 | 1.2% | 7.0% |
| 25 | Kiavi Funding, Inc. | 146 | 1.2% | — |
| 26 | Northwest Bank 66 out of 100, Moderate | 132 | 1.1% | 20.6% |
| 27 | Ixonia Bank 67 out of 100, Moderate | 129 | 1.1% | 4.7% |
| 28 | The Honesdale National Bank 84 out of 100, Strong | 125 | 1.0% | 4.4% |
| 29 | KIND LENDING, LLC | 124 | 1.0% | — |
| 30 | PLANET HOME LENDING, LLC | 123 | 1.0% | — |
| 31 | Loandepot.Com, LLC | 120 | 1.0% | — |
| 32 | First National Bank of Pennsylvania 64 out of 100, Moderate | 118 | 1.0% | 26.6% |
| 33 | SWBC MORTGAGE CORPORATION | 116 | 1.0% | — |
| 34 | AmeriSave Mortgage Corporation | 108 | 0.9% | — |
| 35 | NATIONSTAR MORTGAGE LLC | 108 | 0.9% | — |
| 36 | FIGURE LENDING LLC | 105 | 0.9% | — |
| 37 | CHOICE ONE COMMUNITY FEDERAL CREDIT UNION 45 out of 100, Below average | 93 | 0.8% | 22.1% |
| 38 | First Keystone Community Bank 50 out of 100, Below average | 91 | 0.8% | 6.7% |
| 39 | Navy Federal Credit Union 66 out of 100, Moderate | 88 | 0.7% | 32.9% |
| 40 | Loan Funder LLC | 86 | 0.7% | — |
Top 40 of 376 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps