Pennsylvania · HMDA 2025
Mortgage lenders in Fulton County, PA
102 lenders reported 482 home-loan applications in Fulton County in 2025. 282 closed as loans ($46.0M), 75 were denied — a 20.5% denial rate on decided applications, below the Pennsylvania rate of 22.0%. The three most active lenders handled 31% of applications, led by Community State Bank of Orbisonia. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 482
- Loans originated
- 282
- Purchase / refinance
- 117 / 78
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fulton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Community State Bank of Orbisonia 66 out of 100, Moderate | 68 | 14.1% | 14.7% |
| 2 | Farmers and Merchants Trust Company of Chambersburg | 57 | 11.8% | — |
| 3 | Rocket Mortgage, LLC | 23 | 4.8% | — |
| 4 | PENNSYLVANIA STATE EMPLOYEES Credit Union 80 out of 100, Strong | 20 | 4.1% | 15.6% |
| 5 | PATRIOT | 16 | 3.3% | — |
| 6 | NEWREZ LLC | 13 | 2.7% | — |
| 7 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 12 | 2.5% | 32.9% |
| 8 | Truist Bank 63 out of 100, Moderate | 11 | 2.3% | 40.8% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 1.9% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 9 | 1.9% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 1.9% | — |
| 12 | AmeriSave Mortgage Corporation | 8 | 1.7% | — |
| 13 | Integrity Home Mortgage Corporation | 8 | 1.7% | — |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 1.5% | 32.9% |
| 15 | FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 80 out of 100, Strong | 7 | 1.5% | 5.8% |
| 16 | MILLENNIUM FINANCIAL GROUP, INC. | 7 | 1.5% | — |
| 17 | MEMBERS 1ST | 7 | 1.5% | — |
| 18 | Broker Solutions, Inc. | 6 | 1.2% | — |
| 19 | Mortgage Research Center, LLC | 6 | 1.2% | — |
| 20 | CNB Bank, Inc. 70 out of 100, Strong | 6 | 1.2% | 9.5% |
| 21 | Orrstown Bank 70 out of 100, Strong | 6 | 1.2% | 22.0% |
| 22 | NATIONSTAR MORTGAGE LLC | 6 | 1.2% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 6 | 1.2% | — |
| 24 | Horizon Farm Credit, ACA | 6 | 1.2% | — |
| 25 | LAKEVIEW LOAN SERVICING, LLC | 6 | 1.2% | — |
| 26 | GUILD MORTGAGE COMPANY | 5 | 1.0% | — |
| 27 | 21st Mortgage Corporation | 4 | 0.8% | — |
| 28 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.8% | 32.5% |
| 29 | Loandepot.Com, LLC | 4 | 0.8% | — |
| 30 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 0.8% | 39.5% |
| 31 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | 0.8% | — |
| 32 | PLANET HOME LENDING, LLC | 4 | 0.8% | — |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.8% | — |
| 34 | 1ST ED CREDIT UNION 83 out of 100, Strong | 4 | 0.8% | 23.5% |
| 35 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 0.6% | 14.1% |
| 36 | VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | 0.6% | — |
| 37 | Hometown Bank of Pennsylvania | 3 | 0.6% | — |
| 38 | ACNB Bank 77 out of 100, Strong | 3 | 0.6% | 11.5% |
| 39 | ABSOLUTE HOME MORTGAGE CORPORATION | 3 | 0.6% | — |
| 40 | FINANCE OF AMERICA REVERSE LLC | 3 | 0.6% | — |
Top 40 of 102 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Pennsylvania
- Philadelphia County 52,674 apps
- Allegheny County 48,249 apps
- Montgomery County 35,106 apps
- Bucks County 26,663 apps
- Chester County 23,825 apps
- Delaware County 22,887 apps
- York County 22,065 apps
- Lancaster County 19,787 apps
- Berks County 16,859 apps
- Lehigh County 14,472 apps
- Westmoreland County 14,117 apps
- Northampton County 12,791 apps