South Carolina · HMDA 2025
Mortgage lenders in Georgetown County, SC
288 lenders reported 3,031 home-loan applications in Georgetown County in 2025. 1,475 closed as loans ($537.9M), 537 were denied — a 25.5% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 13% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,031
- Loans originated
- 1,475
- Purchase / refinance
- 861 / 404
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Georgetown County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 148 | 4.9% | — |
| 2 | Rocket Mortgage, LLC | 139 | 4.6% | — |
| 3 | 21st Mortgage Corporation | 122 | 4.0% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 96 | 3.2% | — |
| 5 | SouthState Bank, National Association 68 out of 100, Moderate | 94 | 3.1% | 23.3% |
| 6 | Gateway First Bank 54 out of 100, Below average | 92 | 3.0% | 5.3% |
| 7 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 91 | 3.0% | 22.5% |
| 8 | NEWREZ LLC | 88 | 2.9% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 84 | 2.8% | — |
| 10 | Bank of America, National Association 59 out of 100, Moderate | 77 | 2.5% | 44.7% |
| 11 | TRIAD FINANCIAL SERVICES, INC. | 65 | 2.1% | — |
| 12 | Truist Bank 63 out of 100, Moderate | 64 | 2.1% | 40.8% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 60 | 2.0% | 14.1% |
| 14 | MOVEMENT MORTGAGE, LLC | 60 | 2.0% | — |
| 15 | South Atlantic Bank 70 out of 100, Strong | 51 | 1.7% | 4.9% |
| 16 | Mortgage Research Center, LLC | 47 | 1.6% | — |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 43 | 1.4% | 32.9% |
| 18 | GUARANTEED RATE, INC. | 43 | 1.4% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 42 | 1.4% | — |
| 20 | The Citizens Bank 74 out of 100, Strong | 37 | 1.2% | 2.1% |
| 21 | CMG MORTGAGE, INC. | 36 | 1.2% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 36 | 1.2% | — |
| 23 | TAMMAC HOLDINGS CORPORATION | 34 | 1.1% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 33 | 1.1% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 32 | 1.1% | — |
| 26 | Ameris Bank 67 out of 100, Moderate | 31 | 1.0% | 10.5% |
| 27 | The Conway National Bank 79 out of 100, Strong | 29 | 1.0% | 2.4% |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 28 | 0.9% | 22.2% |
| 29 | SOUTH CAROLINA FEDERAL CREDIT UNION 76 out of 100, Strong | 28 | 0.9% | 15.7% |
| 30 | Loandepot.Com, LLC | 27 | 0.9% | — |
| 31 | Fairway Independent Mortgage Corporation | 26 | 0.9% | — |
| 32 | PNC Bank, National Association 62 out of 100, Moderate | 24 | 0.8% | 33.8% |
| 33 | TD Bank, National Association 63 out of 100, Moderate | 24 | 0.8% | 35.3% |
| 34 | SPRING EQ, LLC | 24 | 0.8% | — |
| 35 | PLANET HOME LENDING, LLC | 23 | 0.8% | — |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 21 | 0.7% | 32.5% |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 21 | 0.7% | — |
| 38 | UNION HOME MORTGAGE CORP. | 21 | 0.7% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 21 | 0.7% | — |
| 40 | Anderson Brothers Bank 69 out of 100, Moderate | 21 | 0.7% | 6.1% |
Top 40 of 288 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps