Tennessee · HMDA 2025
Mortgage lenders in Carroll County, TN
140 lenders reported 1,282 home-loan applications in Carroll County in 2025. 684 closed as loans ($107.0M), 228 were denied — a 23.8% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 29% of applications, led by Carroll Bank and Trust. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,282
- Loans originated
- 684
- Purchase / refinance
- 287 / 298
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carroll County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Carroll Bank and Trust 52 out of 100, Below average | 173 | 13.5% | 2.0% |
| 2 | FirstBank 59 out of 100, Moderate | 109 | 8.5% | 42.8% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 87 | 6.8% | — |
| 4 | Regions Bank 64 out of 100, Moderate | 80 | 6.2% | 43.1% |
| 5 | Rocket Mortgage, LLC | 66 | 5.1% | — |
| 6 | FIRST COMMUNITY MORTGAGE, INC. | 61 | 4.8% | — |
| 7 | 21st Mortgage Corporation | 47 | 3.7% | — |
| 8 | Mortgage Research Center, LLC | 37 | 2.9% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 35 | 2.7% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 33 | 2.6% | — |
| 11 | Leaders Credit Union 69 out of 100, Moderate | 32 | 2.5% | 18.6% |
| 12 | Centennial Bank 59 out of 100, Moderate | 29 | 2.3% | 6.7% |
| 13 | NATIONSTAR MORTGAGE LLC | 21 | 1.6% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 21 | 1.6% | — |
| 15 | Broker Solutions, Inc. | 19 | 1.5% | — |
| 16 | AmeriSave Mortgage Corporation | 16 | 1.2% | — |
| 17 | PLANET HOME LENDING, LLC | 16 | 1.2% | — |
| 18 | Simmons Bank 60 out of 100, Moderate | 16 | 1.2% | 26.5% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 1.2% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 1.0% | 32.9% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.0% | 14.1% |
| 22 | NEWREZ LLC | 12 | 0.9% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 12 | 0.9% | — |
| 24 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 12 | 0.9% | — |
| 25 | SOUTHWEST STAGE FUNDING, LLC | 11 | 0.9% | — |
| 26 | Loandepot.Com, LLC | 10 | 0.8% | — |
| 27 | TRIAD FINANCIAL SERVICES, INC. | 10 | 0.8% | — |
| 28 | Nations Lending Corporation | 10 | 0.8% | — |
| 29 | JOHNSONVILLE TVA EMPLOYEES CREDIT UNION 92 out of 100, Very strong | 10 | 0.8% | 58.1% |
| 30 | Coastal Community Bank 35 out of 100, Low | 10 | 0.8% | 3.0% |
| 31 | Cadence Bank | 8 | 0.6% | — |
| 32 | Discover Bank | 7 | 0.5% | — |
| 33 | MCKENZIE BANKING COMPANY 75 out of 100, Strong | 7 | 0.5% | 21.1% |
| 34 | AMERICAN FINANCIAL RESOURCES, INC. | 7 | 0.5% | — |
| 35 | Farm Credit Mid-America | 7 | 0.5% | — |
| 36 | GoodLeap, LLC | 7 | 0.5% | — |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 0.5% | — |
| 38 | PHH Mortgage Corporation | 6 | 0.5% | — |
| 39 | Fairway Independent Mortgage Corporation | 5 | 0.4% | — |
| 40 | NEW DAY FINANCIAL, LLC | 5 | 0.4% | — |
Top 40 of 140 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps