Tennessee · HMDA 2025
Mortgage lenders in Decatur County, TN
104 lenders reported 493 home-loan applications in Decatur County in 2025. 243 closed as loans ($42.2M), 95 were denied — a 26.2% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 24% of applications, led by FirstBank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 493
- Loans originated
- 243
- Purchase / refinance
- 115 / 87
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Decatur County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FirstBank 59 out of 100, Moderate | 49 | 9.9% | 42.8% |
| 2 | CB&S Bank, Inc. | 34 | 6.9% | — |
| 3 | Rocket Mortgage, LLC | 33 | 6.7% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 32 | 6.5% | — |
| 5 | FIRST COMMUNITY MORTGAGE, INC. | 27 | 5.5% | — |
| 6 | Decatur County Bank 59 out of 100, Moderate | 19 | 3.9% | 20.2% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 17 | 3.4% | — |
| 8 | Mortgage Research Center, LLC | 13 | 2.6% | — |
| 9 | 21st Mortgage Corporation | 12 | 2.4% | — |
| 10 | Leaders Credit Union 69 out of 100, Moderate | 12 | 2.4% | 18.6% |
| 11 | FREEDOM MORTGAGE CORPORATION | 9 | 1.8% | — |
| 12 | Broker Solutions, Inc. | 8 | 1.6% | — |
| 13 | TRIAD FINANCIAL SERVICES, INC. | 8 | 1.6% | — |
| 14 | NEWREZ LLC | 7 | 1.4% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 1.4% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 1.4% | — |
| 17 | FIGURE LENDING LLC | 7 | 1.4% | — |
| 18 | Coastal Community Bank 35 out of 100, Low | 7 | 1.4% | 3.0% |
| 19 | Loandepot.Com, LLC | 6 | 1.2% | — |
| 20 | SPRING EQ, LLC | 6 | 1.2% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 6 | 1.2% | — |
| 22 | MORTGAGE INVESTORS GROUP, INC. | 6 | 1.2% | — |
| 23 | Regions Bank 64 out of 100, Moderate | 5 | 1.0% | 43.1% |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 1.0% | 39.5% |
| 25 | Carroll Bank and Trust 52 out of 100, Below average | 5 | 1.0% | 2.0% |
| 26 | Simmons Bank 60 out of 100, Moderate | 5 | 1.0% | 26.5% |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.8% | 32.9% |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.8% | 14.1% |
| 29 | AmeriSave Mortgage Corporation | 4 | 0.8% | — |
| 30 | SOUTHWEST STAGE FUNDING, LLC | 4 | 0.8% | — |
| 31 | PLANET HOME LENDING, LLC | 4 | 0.8% | — |
| 32 | The Peoples Bank 62 out of 100, Moderate | 4 | 0.8% | 10.2% |
| 33 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 0.8% | 37.2% |
| 34 | Truist Bank 63 out of 100, Moderate | 3 | 0.6% | 40.8% |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.6% | 22.2% |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.6% | — |
| 37 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.6% | 44.7% |
| 38 | Farm Credit Mid-America | 3 | 0.6% | — |
| 39 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.6% | — |
| 40 | NEW DAY FINANCIAL, LLC | 3 | 0.6% | — |
Top 40 of 104 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps