Tennessee · HMDA 2025
Mortgage lenders in Fayette County, TN
236 lenders reported 2,531 home-loan applications in Fayette County in 2025. 1,267 closed as loans ($370.4M), 381 were denied — a 22.2% denial rate on decided applications, close to the Tennessee rate of 21.6%. The three most active lenders handled 18% of applications, led by Cadence Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,531
- Loans originated
- 1,267
- Purchase / refinance
- 708 / 337
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fayette County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Cadence Bank | 188 | 7.4% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 159 | 6.3% | — |
| 3 | DHI MORTGAGE COMPANY, LTD. | 109 | 4.3% | — |
| 4 | Rocket Mortgage, LLC | 102 | 4.0% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 88 | 3.5% | 43.1% |
| 6 | FREEDOM MORTGAGE CORPORATION | 75 | 3.0% | — |
| 7 | The Bank of Fayette County | 70 | 2.8% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 62 | 2.4% | 32.9% |
| 9 | COMMUNITY MORTGAGE CORPORATION | 61 | 2.4% | — |
| 10 | NEWREZ LLC | 59 | 2.3% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 57 | 2.3% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 46 | 1.8% | 14.1% |
| 13 | Leaders Credit Union 69 out of 100, Moderate | 45 | 1.8% | 18.6% |
| 14 | VANDERBILT MORTGAGE AND FINANCE, INC. | 42 | 1.7% | — |
| 15 | Trustmark National Bank 62 out of 100, Moderate | 42 | 1.7% | 14.7% |
| 16 | 21st Mortgage Corporation | 41 | 1.6% | — |
| 17 | Citizens Bank, National Association 54 out of 100, Below average | 41 | 1.6% | 32.5% |
| 18 | NATIONSTAR MORTGAGE LLC | 41 | 1.6% | — |
| 19 | Mortgage Research Center, LLC | 40 | 1.6% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 39 | 1.5% | — |
| 21 | Pinnacle Bank 60 out of 100, Moderate | 39 | 1.5% | 17.5% |
| 22 | Bank of Bartlett 54 out of 100, Below average | 35 | 1.4% | 40.8% |
| 23 | BARTLETT MORTGAGE, INC. | 32 | 1.3% | — |
| 24 | First Citizens National Bank | 32 | 1.3% | — |
| 25 | GUARANTEED RATE, INC. | 30 | 1.2% | — |
| 26 | Patriot Bank 54 out of 100, Below average | 30 | 1.2% | 7.8% |
| 27 | First Horizon Bank 64 out of 100, Moderate | 30 | 1.2% | 25.4% |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 25 | 1.0% | 39.5% |
| 29 | AmeriSave Mortgage Corporation | 23 | 0.9% | — |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 23 | 0.9% | 44.7% |
| 31 | Broker Solutions, Inc. | 21 | 0.8% | — |
| 32 | PLANET HOME LENDING, LLC | 21 | 0.8% | — |
| 33 | MORTGAGE INVESTORS GROUP, INC. | 21 | 0.8% | — |
| 34 | FirstBank 59 out of 100, Moderate | 20 | 0.8% | 42.8% |
| 35 | Simmons Bank 60 out of 100, Moderate | 18 | 0.7% | 26.5% |
| 36 | Orion Federal Credit Union 72 out of 100, Strong | 17 | 0.7% | 4.8% |
| 37 | First South Financial Federally Insured State-Chartered Credit Union | 17 | 0.7% | — |
| 38 | Discover Bank | 16 | 0.6% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 0.6% | — |
| 40 | Coastal Community Bank 35 out of 100, Low | 16 | 0.6% | 3.0% |
Top 40 of 236 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps