Tennessee · HMDA 2025
Mortgage lenders in Henry County, TN
173 lenders reported 1,461 home-loan applications in Henry County in 2025. 809 closed as loans ($147.4M), 237 were denied — a 21.8% denial rate on decided applications, close to the Tennessee rate of 21.6%. The three most active lenders handled 24% of applications, led by FirstBank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,461
- Loans originated
- 809
- Purchase / refinance
- 346 / 338
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Henry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FirstBank 59 out of 100, Moderate | 135 | 9.2% | 42.8% |
| 2 | Carroll Bank and Trust 52 out of 100, Below average | 129 | 8.8% | 2.0% |
| 3 | Commercial Bank & Trust Co. | 88 | 6.0% | — |
| 4 | Rocket Mortgage, LLC | 84 | 5.7% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 76 | 5.2% | — |
| 6 | Regions Bank 64 out of 100, Moderate | 70 | 4.8% | 43.1% |
| 7 | FIRST COMMUNITY MORTGAGE, INC. | 48 | 3.3% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 40 | 2.7% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 40 | 2.7% | — |
| 10 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 37 | 2.5% | — |
| 11 | Mortgage Research Center, LLC | 36 | 2.5% | — |
| 12 | 21st Mortgage Corporation | 29 | 2.0% | — |
| 13 | Broker Solutions, Inc. | 27 | 1.8% | — |
| 14 | NEWREZ LLC | 23 | 1.6% | — |
| 15 | MCKENZIE BANKING COMPANY 75 out of 100, Strong | 23 | 1.6% | 21.1% |
| 16 | SECURITY BANK AND TRUST COMPANY 79 out of 100, Strong | 23 | 1.6% | 7.5% |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 18 | 1.2% | 32.9% |
| 18 | FREEDOM MORTGAGE CORPORATION | 17 | 1.2% | — |
| 19 | NEW DAY FINANCIAL, LLC | 17 | 1.2% | — |
| 20 | AmeriSave Mortgage Corporation | 16 | 1.1% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 1.1% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 1.0% | 14.1% |
| 23 | Leaders Credit Union 69 out of 100, Moderate | 12 | 0.8% | 18.6% |
| 24 | CMG MORTGAGE, INC. | 11 | 0.8% | — |
| 25 | PLANET HOME LENDING, LLC | 11 | 0.8% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 11 | 0.8% | — |
| 27 | Equity Prime Mortgage LLC | 11 | 0.8% | — |
| 28 | Citizens Bank, National Association 54 out of 100, Below average | 10 | 0.7% | 32.5% |
| 29 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 0.7% | 39.5% |
| 30 | AMERICAN FINANCIAL RESOURCES, INC. | 10 | 0.7% | — |
| 31 | MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 0.7% | — |
| 32 | Centennial Bank 59 out of 100, Moderate | 10 | 0.7% | 6.7% |
| 33 | GoodLeap, LLC | 10 | 0.7% | — |
| 34 | Truist Bank 63 out of 100, Moderate | 9 | 0.6% | 40.8% |
| 35 | Loandepot.Com, LLC | 9 | 0.6% | — |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 0.6% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.6% | — |
| 38 | Discover Bank | 8 | 0.5% | — |
| 39 | SPRING EQ, LLC | 8 | 0.5% | — |
| 40 | Farm Credit Mid-America | 8 | 0.5% | — |
Top 40 of 173 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps