Tennessee · HMDA 2025
Mortgage lenders in Jefferson County, TN
271 lenders reported 3,159 home-loan applications in Jefferson County in 2025. 1,587 closed as loans ($426.4M), 551 were denied — a 24.3% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 19% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,159
- Loans originated
- 1,587
- Purchase / refinance
- 802 / 504
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 238 | 7.5% | — |
| 2 | KNOXVILLE TVA EMPLOYEES CREDIT UNION 73 out of 100, Strong | 179 | 5.7% | 5.1% |
| 3 | Rocket Mortgage, LLC | 177 | 5.6% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 123 | 3.9% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 117 | 3.7% | — |
| 6 | DHI MORTGAGE COMPANY, LTD. | 102 | 3.2% | — |
| 7 | FirstBank 59 out of 100, Moderate | 92 | 2.9% | 42.8% |
| 8 | MORTGAGE INVESTORS GROUP, INC. | 73 | 2.3% | — |
| 9 | CMG MORTGAGE, INC. | 70 | 2.2% | — |
| 10 | Regions Bank 64 out of 100, Moderate | 67 | 2.1% | 43.1% |
| 11 | Mortgage Research Center, LLC | 62 | 2.0% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 59 | 1.9% | — |
| 13 | ORNL | 59 | 1.9% | — |
| 14 | NEWREZ LLC | 57 | 1.8% | — |
| 15 | Truist Bank 63 out of 100, Moderate | 55 | 1.7% | 40.8% |
| 16 | 21st Mortgage Corporation | 53 | 1.7% | — |
| 17 | First Horizon Bank 64 out of 100, Moderate | 52 | 1.6% | 25.4% |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 44 | 1.4% | 39.5% |
| 19 | UNION HOME MORTGAGE CORP. | 43 | 1.4% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 42 | 1.3% | 14.1% |
| 21 | CONSUMER Credit Union 75 out of 100, Strong | 38 | 1.2% | 11.5% |
| 22 | Broker Solutions, Inc. | 37 | 1.2% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 37 | 1.2% | — |
| 24 | STOCKTON MORTGAGE CORPORATION | 37 | 1.2% | — |
| 25 | AmeriSave Mortgage Corporation | 35 | 1.1% | — |
| 26 | FIRST COMMUNITY MORTGAGE, INC. | 29 | 0.9% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 28 | 0.9% | 32.9% |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 28 | 0.9% | — |
| 29 | NEW DAY FINANCIAL, LLC | 26 | 0.8% | — |
| 30 | PLANET HOME LENDING, LLC | 25 | 0.8% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 25 | 0.8% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 24 | 0.8% | — |
| 33 | VILLAGE CAPITAL & INVESTMENT LLC | 24 | 0.8% | — |
| 34 | Loandepot.Com, LLC | 23 | 0.7% | — |
| 35 | FIGURE LENDING LLC | 23 | 0.7% | — |
| 36 | SPRING EQ, LLC | 22 | 0.7% | — |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 22 | 0.7% | — |
| 38 | MOVEMENT MORTGAGE, LLC | 21 | 0.7% | — |
| 39 | EVERETT FINANCIAL, INC. | 21 | 0.7% | — |
| 40 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 21 | 0.7% | 26.9% |
Top 40 of 271 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps