Tennessee · HMDA 2025
Mortgage lenders in Lawrence County, TN
190 lenders reported 1,802 home-loan applications in Lawrence County in 2025. 981 closed as loans ($217.8M), 268 were denied — a 20.6% denial rate on decided applications, below the Tennessee rate of 21.6%. The three most active lenders handled 23% of applications, led by Fairway Independent Mortgage Corporation. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,802
- Loans originated
- 981
- Purchase / refinance
- 508 / 328
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lawrence County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fairway Independent Mortgage Corporation | 182 | 10.1% | — |
| 2 | First Farmers and Merchants Bank 79 out of 100, Strong | 118 | 6.5% | 17.9% |
| 3 | Rocket Mortgage, LLC | 106 | 5.9% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 74 | 4.1% | — |
| 5 | 21st Mortgage Corporation | 55 | 3.1% | — |
| 6 | Heritage Bank & Trust | 53 | 2.9% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 47 | 2.6% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 46 | 2.6% | — |
| 9 | First Horizon Bank 64 out of 100, Moderate | 45 | 2.5% | 25.4% |
| 10 | FREEDOM MORTGAGE CORPORATION | 42 | 2.3% | — |
| 11 | Fortera Federal Credit Union 78 out of 100, Strong | 41 | 2.3% | 27.6% |
| 12 | Truist Bank 63 out of 100, Moderate | 39 | 2.2% | 40.8% |
| 13 | Mortgage Research Center, LLC | 36 | 2.0% | — |
| 14 | Renasant Bank 64 out of 100, Moderate | 35 | 1.9% | 11.6% |
| 15 | FirstBank 59 out of 100, Moderate | 30 | 1.7% | 42.8% |
| 16 | FIRST COMMUNITY MORTGAGE, INC. | 28 | 1.6% | — |
| 17 | NEWREZ LLC | 25 | 1.4% | — |
| 18 | Old National Bank 59 out of 100, Moderate | 25 | 1.4% | 22.1% |
| 19 | CMG MORTGAGE, INC. | 24 | 1.3% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 24 | 1.3% | — |
| 21 | Broker Solutions, Inc. | 23 | 1.3% | — |
| 22 | Bank of Frankewing 41 out of 100, Below average | 19 | 1.1% | 10.9% |
| 23 | Coastal Community Bank 35 out of 100, Low | 19 | 1.1% | 3.0% |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.0% | 14.1% |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 18 | 1.0% | — |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 18 | 1.0% | — |
| 27 | PLANET HOME LENDING, LLC | 17 | 0.9% | — |
| 28 | Farm Credit Mid-America | 17 | 0.9% | — |
| 29 | Citizens Bank, National Association 54 out of 100, Below average | 16 | 0.9% | 32.5% |
| 30 | Builtwell Bank 73 out of 100, Strong | 16 | 0.9% | 20.5% |
| 31 | AmeriSave Mortgage Corporation | 14 | 0.8% | — |
| 32 | SPRING EQ, LLC | 14 | 0.8% | — |
| 33 | ASCEND FEDERAL CREDIT UNION 83 out of 100, Strong | 14 | 0.8% | 22.1% |
| 34 | United Community Bank 67 out of 100, Moderate | 14 | 0.8% | 25.4% |
| 35 | FIGURE LENDING LLC | 13 | 0.7% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 13 | 0.7% | — |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 0.7% | 32.9% |
| 38 | NATIONSTAR MORTGAGE LLC | 12 | 0.7% | — |
| 39 | KELLEY MORTGAGE, LLC | 12 | 0.7% | — |
| 40 | Loandepot.Com, LLC | 11 | 0.6% | — |
Top 40 of 190 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps