Tennessee · HMDA 2025
Mortgage lenders in Unicoi County, TN
116 lenders reported 672 home-loan applications in Unicoi County in 2025. 355 closed as loans ($75.3M), 121 were denied — a 24.0% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 25% of applications, led by EASTMAN CREDIT UNION. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 672
- Loans originated
- 355
- Purchase / refinance
- 182 / 106
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Unicoi County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 88 | 13.1% | 26.9% |
| 2 | Clinchfield Federal Credit Union 83 out of 100, Strong | 47 | 7.0% | 3.7% |
| 3 | MOVEMENT MORTGAGE, LLC | 36 | 5.4% | — |
| 4 | Rocket Mortgage, LLC | 36 | 5.4% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 31 | 4.6% | — |
| 6 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 29 | 4.3% | — |
| 7 | Bank of Tennessee 67 out of 100, Moderate | 24 | 3.6% | 16.3% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 20 | 3.0% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 20 | 3.0% | — |
| 10 | Mortgage Research Center, LLC | 16 | 2.4% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 15 | 2.2% | — |
| 12 | 21st Mortgage Corporation | 11 | 1.6% | — |
| 13 | NEWREZ LLC | 11 | 1.6% | — |
| 14 | AmeriSave Mortgage Corporation | 10 | 1.5% | — |
| 15 | First Horizon Bank 64 out of 100, Moderate | 10 | 1.5% | 25.4% |
| 16 | SPRING EQ, LLC | 9 | 1.3% | — |
| 17 | GUARANTEED RATE, INC. | 8 | 1.2% | — |
| 18 | Regions Bank 64 out of 100, Moderate | 8 | 1.2% | 43.1% |
| 19 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 1.2% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.9% | 14.1% |
| 21 | Loandepot.Com, LLC | 6 | 0.9% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.9% | — |
| 23 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | 0.9% | — |
| 24 | STATE EMPLOYEES' | 6 | 0.9% | — |
| 25 | Equity Prime Mortgage LLC | 6 | 0.9% | — |
| 26 | LOWER, LLC | 6 | 0.9% | — |
| 27 | Elizabethton Federal Savings Bank | 6 | 0.9% | — |
| 28 | Truist Bank 63 out of 100, Moderate | 5 | 0.7% | 40.8% |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.7% | 44.7% |
| 30 | Sierra Pacific Mortgage Company, Inc. | 5 | 0.7% | — |
| 31 | PLANET HOME LENDING, LLC | 5 | 0.7% | — |
| 32 | ROSS MORTGAGE CORPORATION | 5 | 0.7% | — |
| 33 | FIRST BANCORP, INC. | 5 | 0.7% | — |
| 34 | MORTGAGE INVESTORS GROUP, INC. | 5 | 0.7% | — |
| 35 | Broker Solutions, Inc. | 4 | 0.6% | — |
| 36 | ECLIPSE BANK, INC. 61 out of 100, Moderate | 4 | 0.6% | 8.6% |
| 37 | BMO Bank National Association 83 out of 100, Strong | 4 | 0.6% | 40.5% |
| 38 | Renasant Bank 64 out of 100, Moderate | 4 | 0.6% | 11.6% |
| 39 | GVC MORTGAGE, INC. | 4 | 0.6% | — |
| 40 | SUMMIT FUNDING, INC. | 4 | 0.6% | — |
Top 40 of 116 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps