Texas · HMDA 2025
Mortgage lenders in Kleberg County, TX
118 lenders reported 625 home-loan applications in Kleberg County in 2025. 259 closed as loans ($53.7M), 115 were denied — a 28.3% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 19% of applications, led by RALLY CREDIT UNION. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 625
- Loans originated
- 259
- Purchase / refinance
- 174 / 62
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kleberg County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | RALLY CREDIT UNION 76 out of 100, Strong | 53 | 8.5% | 49.8% |
| 2 | Rocket Mortgage, LLC | 35 | 5.6% | — |
| 3 | Navy Federal Credit Union 66 out of 100, Moderate | 33 | 5.3% | 32.9% |
| 4 | Mortgage Research Center, LLC | 31 | 5.0% | — |
| 5 | 21st Mortgage Corporation | 28 | 4.5% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 24 | 3.8% | — |
| 7 | First Community Bank 74 out of 100, Strong | 24 | 3.8% | 3.2% |
| 8 | Broker Solutions, Inc. | 21 | 3.4% | — |
| 9 | Prosperity Bank 71 out of 100, Strong | 21 | 3.4% | 31.5% |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 19 | 3.0% | — |
| 11 | NEWREZ LLC | 18 | 2.9% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 11 | 1.8% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 1.8% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.8% | — |
| 15 | PLANET HOME LENDING, LLC | 11 | 1.8% | — |
| 16 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 11 | 1.8% | 30.8% |
| 17 | Gateway First Bank 54 out of 100, Below average | 10 | 1.6% | 5.3% |
| 18 | AMERICAN HERITAGE LENDING, LLC | 10 | 1.6% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 1.4% | 14.1% |
| 20 | GUILD MORTGAGE COMPANY | 8 | 1.3% | — |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 7 | 1.1% | — |
| 22 | THE LOAN STORE, INC. | 7 | 1.1% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 7 | 1.1% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 7 | 1.1% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 1.1% | — |
| 26 | Loandepot.Com, LLC | 6 | 1.0% | — |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 6 | 1.0% | 44.7% |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 1.0% | 39.5% |
| 29 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 6 | 1.0% | 14.3% |
| 30 | USAA Federal Savings Bank 64 out of 100, Moderate | 6 | 1.0% | 37.2% |
| 31 | CMG MORTGAGE, INC. | 5 | 0.8% | — |
| 32 | Fairway Independent Mortgage Corporation | 5 | 0.8% | — |
| 33 | AmeriSave Mortgage Corporation | 5 | 0.8% | — |
| 34 | PNC Bank, National Association 62 out of 100, Moderate | 5 | 0.8% | 33.8% |
| 35 | UNITED BUILT HOMES, L.L.C. | 5 | 0.8% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.6% | 22.2% |
| 37 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 0.6% | — |
| 38 | GUARANTEED RATE, INC. | 4 | 0.6% | — |
| 39 | FIGURE LENDING LLC | 4 | 0.6% | — |
| 40 | OCMBC, INC. | 4 | 0.6% | — |
Top 40 of 118 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps