Washington · HMDA 2025
Mortgage lenders in Franklin County, WA
203 lenders reported 3,659 home-loan applications in Franklin County in 2025. 2,016 closed as loans ($625.0M), 578 were denied — a 21.4% denial rate on decided applications, above the Washington rate of 19.5%. The three most active lenders handled 20% of applications, led by GESA. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,659
- Loans originated
- 2,016
- Purchase / refinance
- 1,080 / 567
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Franklin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GESA | 355 | 9.7% | — |
| 2 | NUMERICA CREDIT UNION 74 out of 100, Strong | 225 | 6.1% | 39.5% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 161 | 4.4% | — |
| 4 | 1st Security Bank of Washington 67 out of 100, Moderate | 156 | 4.3% | 8.1% |
| 5 | Rocket Mortgage, LLC | 146 | 4.0% | — |
| 6 | CMG MORTGAGE, INC. | 143 | 3.9% | — |
| 7 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 121 | 3.3% | — |
| 8 | Umpqua Bank 64 out of 100, Moderate | 116 | 3.2% | 28.5% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 114 | 3.1% | — |
| 10 | HAPO COMMUNITY CREDIT UNION 80 out of 100, Strong | 104 | 2.8% | 25.8% |
| 11 | FREEDOM MORTGAGE CORPORATION | 104 | 2.8% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 80 | 2.2% | — |
| 13 | Banner Bank 72 out of 100, Strong | 77 | 2.1% | 35.6% |
| 14 | DHI MORTGAGE COMPANY, LTD. | 74 | 2.0% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 72 | 2.0% | — |
| 16 | NEWREZ LLC | 69 | 1.9% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 63 | 1.7% | 14.1% |
| 18 | Tri-Cities Community Federal Credit Union 68 out of 100, Moderate | 62 | 1.7% | 14.6% |
| 19 | PREMIER MORTGAGE RESOURCES, L.L.C. | 60 | 1.6% | — |
| 20 | SPOKANE TEACHERS | 60 | 1.6% | — |
| 21 | SUMMIT FUNDING, INC. | 50 | 1.4% | — |
| 22 | Broker Solutions, Inc. | 45 | 1.2% | — |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 44 | 1.2% | 39.5% |
| 24 | Yakima Federal Savings and Loan Association | 43 | 1.2% | — |
| 25 | AMERICAN PACIFIC MORTGAGE CORPORATION | 40 | 1.1% | — |
| 26 | FIGURE LENDING LLC | 39 | 1.1% | — |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 38 | 1.0% | 44.7% |
| 28 | Loandepot.Com, LLC | 37 | 1.0% | — |
| 29 | SPRING EQ, LLC | 34 | 0.9% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 31 | 0.8% | — |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 30 | 0.8% | — |
| 32 | Mortgage Research Center, LLC | 29 | 0.8% | — |
| 33 | CHURCHILL MORTGAGE CORPORATION | 28 | 0.8% | — |
| 34 | Glacier Bank 68 out of 100, Moderate | 28 | 0.8% | 20.0% |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 25 | 0.7% | 32.9% |
| 36 | GUILD MORTGAGE COMPANY | 25 | 0.7% | — |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 23 | 0.6% | — |
| 38 | Coastal Community Bank 35 out of 100, Low | 20 | 0.5% | 3.0% |
| 39 | BMO Bank National Association 83 out of 100, Strong | 19 | 0.5% | 40.5% |
| 40 | MUTUAL OF OMAHA MORTGAGE, INC. | 19 | 0.5% | — |
Top 40 of 203 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps