Washington · HMDA 2025
Mortgage lenders in San Juan County, WA
146 lenders reported 676 home-loan applications in San Juan County in 2025. 353 closed as loans ($183.5M), 124 were denied — a 24.7% denial rate on decided applications, above the Washington rate of 19.5%. The three most active lenders handled 25% of applications, led by Banner Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 676
- Loans originated
- 353
- Purchase / refinance
- 155 / 103
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in San Juan County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Banner Bank 72 out of 100, Strong | 82 | 12.1% | 35.6% |
| 2 | MOVEMENT MORTGAGE, LLC | 45 | 6.7% | — |
| 3 | Boeing Employees Credit Union 75 out of 100, Strong | 39 | 5.8% | 26.5% |
| 4 | Rocket Mortgage, LLC | 26 | 3.8% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 2.7% | 39.5% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 17 | 2.5% | — |
| 7 | CMG MORTGAGE, INC. | 16 | 2.4% | — |
| 8 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 2.4% | — |
| 9 | NEWREZ LLC | 15 | 2.2% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 14 | 2.1% | — |
| 11 | KeyBank National Association 63 out of 100, Moderate | 12 | 1.8% | 32.8% |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 11 | 1.6% | 44.7% |
| 13 | Peoples Bank 78 out of 100, Strong | 11 | 1.6% | 26.8% |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 1.5% | 32.9% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.5% | 14.1% |
| 16 | GUILD MORTGAGE COMPANY | 10 | 1.5% | — |
| 17 | Discover Bank | 8 | 1.2% | — |
| 18 | FIGURE LENDING LLC | 8 | 1.2% | — |
| 19 | WASHINGTON FEDERAL BANK 61 out of 100, Moderate | 8 | 1.2% | 18.8% |
| 20 | Heritage Bank 68 out of 100, Moderate | 8 | 1.2% | 36.1% |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 1.0% | 22.2% |
| 22 | Broker Solutions, Inc. | 7 | 1.0% | — |
| 23 | GUARANTEED RATE, INC. | 7 | 1.0% | — |
| 24 | SPRING EQ, LLC | 7 | 1.0% | — |
| 25 | FINANCE OF AMERICA REVERSE LLC | 7 | 1.0% | — |
| 26 | SECURITYNATIONAL MORTGAGE COMPANY | 7 | 1.0% | — |
| 27 | BETTER MORTGAGE CORPORATION | 7 | 1.0% | — |
| 28 | Umpqua Bank 64 out of 100, Moderate | 7 | 1.0% | 28.5% |
| 29 | SaviBank | 7 | 1.0% | — |
| 30 | Loandepot.Com, LLC | 6 | 0.9% | — |
| 31 | WASHINGTON STATE EMPLOYEES CREDIT UNION 59 out of 100, Moderate | 6 | 0.9% | 46.1% |
| 32 | ALLIANT CREDIT UNION 60 out of 100, Moderate | 6 | 0.9% | 34.0% |
| 33 | PHH Mortgage Corporation | 6 | 0.9% | — |
| 34 | Loan Funder LLC | 5 | 0.7% | — |
| 35 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 5 | 0.7% | — |
| 36 | LONGBRIDGE FINANCIAL, LLC | 5 | 0.7% | — |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.7% | — |
| 38 | Washington Trust Bank 60 out of 100, Moderate | 5 | 0.7% | 22.5% |
| 39 | THE LOAN STORE, INC. | 4 | 0.6% | — |
| 40 | USALLIANCE FEDERAL CREDIT UNION 53 out of 100, Below average | 4 | 0.6% | 16.2% |
Top 40 of 146 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Washington
- King County 78,011 apps
- Pierce County 42,610 apps
- Snohomish County 36,118 apps
- Spokane County 24,063 apps
- Clark County 23,306 apps
- Thurston County 14,076 apps
- Kitsap County 13,301 apps
- Benton County 9,496 apps
- Whatcom County 8,552 apps
- Yakima County 8,147 apps
- Cowlitz County 5,862 apps
- Skagit County 5,104 apps