West Virginia · HMDA 2025
Mortgage lenders in Mason County, WV
90 lenders reported 739 home-loan applications in Mason County in 2025. 327 closed as loans ($48.3M), 181 were denied — a 33.8% denial rate on decided applications, above the West Virginia rate of 26.6%. The three most active lenders handled 26% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 739
- Loans originated
- 327
- Purchase / refinance
- 192 / 82
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mason County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 79 | 10.7% | — |
| 2 | City National Bank of West Virginia 78 out of 100, Strong | 60 | 8.1% | 27.3% |
| 3 | The Farmers Bank and Savings Company | 50 | 6.8% | — |
| 4 | The Ohio Valley Bank Company 54 out of 100, Below average | 42 | 5.7% | 5.2% |
| 5 | Peoples Bank 67 out of 100, Moderate | 42 | 5.7% | 24.1% |
| 6 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 34 | 4.6% | 74.7% |
| 7 | Rocket Mortgage, LLC | 32 | 4.3% | — |
| 8 | MOVEMENT MORTGAGE, LLC | 26 | 3.5% | — |
| 9 | VICTORIAN FINANCE, LLC | 24 | 3.2% | — |
| 10 | Mortgage Research Center, LLC | 22 | 3.0% | — |
| 11 | 21st Mortgage Corporation | 20 | 2.7% | — |
| 12 | TRIAD FINANCIAL SERVICES, INC. | 17 | 2.3% | — |
| 13 | SOUTHWEST STAGE FUNDING, LLC | 16 | 2.2% | — |
| 14 | Loandepot.Com, LLC | 15 | 2.0% | — |
| 15 | The Poca Valley Bank, Inc. 61 out of 100, Moderate | 14 | 1.9% | 13.2% |
| 16 | Broker Solutions, Inc. | 13 | 1.8% | — |
| 17 | NEWREZ LLC | 12 | 1.6% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 1.6% | 14.1% |
| 19 | PENNYMAC LOAN SERVICES, LLC | 12 | 1.6% | — |
| 20 | AmeriSave Mortgage Corporation | 12 | 1.6% | — |
| 21 | The Huntington National Bank 59 out of 100, Moderate | 8 | 1.1% | 31.6% |
| 22 | TAMMAC HOLDINGS CORPORATION | 8 | 1.1% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.9% | 32.9% |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.9% | — |
| 25 | FIGURE LENDING LLC | 7 | 0.9% | — |
| 26 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 0.9% | — |
| 27 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 0.8% | — |
| 28 | PLANET HOME LENDING, LLC | 6 | 0.8% | — |
| 29 | Gateway First Bank 54 out of 100, Below average | 6 | 0.8% | 5.3% |
| 30 | Truist Bank 63 out of 100, Moderate | 5 | 0.7% | 40.8% |
| 31 | Cornerstone First Mortgage, Inc | 5 | 0.7% | — |
| 32 | PUTNAM COUNTY BANK 80 out of 100, Strong | 5 | 0.7% | 12.7% |
| 33 | NATIONSTAR MORTGAGE LLC | 5 | 0.7% | — |
| 34 | Equity Prime Mortgage LLC | 5 | 0.7% | — |
| 35 | STOCKTON MORTGAGE CORPORATION | 5 | 0.7% | — |
| 36 | WesBanco Bank, Inc. 66 out of 100, Moderate | 5 | 0.7% | 20.1% |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.5% | — |
| 38 | Fifth Third Bank, National Association 62 out of 100, Moderate | 4 | 0.5% | 34.0% |
| 39 | Discover Bank | 3 | 0.4% | — |
| 40 | GUARANTEED RATE, INC. | 3 | 0.4% | — |
Top 40 of 90 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps