West Virginia · HMDA 2025
Mortgage lenders in Ohio County, WV
102 lenders reported 1,034 home-loan applications in Ohio County in 2025. 591 closed as loans ($99.5M), 160 were denied — a 20.5% denial rate on decided applications, below the West Virginia rate of 26.6%. The three most active lenders handled 32% of applications, led by WesBanco Bank, Inc.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,034
- Loans originated
- 591
- Purchase / refinance
- 337 / 125
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ohio County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | WesBanco Bank, Inc. 66 out of 100, Moderate | 192 | 18.6% | 20.1% |
| 2 | Main Street Bank Corp | 73 | 7.1% | — |
| 3 | Truist Bank 63 out of 100, Moderate | 68 | 6.6% | 40.8% |
| 4 | Rocket Mortgage, LLC | 66 | 6.4% | — |
| 5 | Belmont Savings Bank | 61 | 5.9% | — |
| 6 | The Huntington National Bank 59 out of 100, Moderate | 48 | 4.6% | 31.6% |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 39 | 3.8% | 14.1% |
| 8 | NEWREZ LLC | 31 | 3.0% | — |
| 9 | UNIFIED BANK 62 out of 100, Moderate | 27 | 2.6% | 14.8% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 24 | 2.3% | — |
| 11 | BAYER HERITAGE CREDIT UNION | 24 | 2.3% | — |
| 12 | Mortgage Research Center, LLC | 22 | 2.1% | — |
| 13 | PLANET HOME LENDING, LLC | 21 | 2.0% | — |
| 14 | AmeriSave Mortgage Corporation | 17 | 1.6% | — |
| 15 | Click n' Close, Inc. | 17 | 1.6% | — |
| 16 | PNC Bank, National Association 62 out of 100, Moderate | 15 | 1.5% | 33.8% |
| 17 | Loandepot.Com, LLC | 13 | 1.3% | — |
| 18 | United Bank 74 out of 100, Strong | 12 | 1.2% | 20.3% |
| 19 | MOVEMENT MORTGAGE, LLC | 11 | 1.1% | — |
| 20 | UNION HOME MORTGAGE CORP. | 11 | 1.1% | — |
| 21 | Community Bank 66 out of 100, Moderate | 10 | 1.0% | 18.6% |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 0.9% | 32.9% |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 0.9% | — |
| 24 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 9 | 0.9% | — |
| 25 | FIGURE LENDING LLC | 8 | 0.8% | — |
| 26 | HANCOCK COUNTY SAVINGS BANK, FSB, INC. | 8 | 0.8% | — |
| 27 | FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION 96 out of 100, Very strong | 8 | 0.8% | 12.8% |
| 28 | NATIONSTAR MORTGAGE LLC | 8 | 0.8% | — |
| 29 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 0.7% | 39.5% |
| 30 | Broker Solutions, Inc. | 6 | 0.6% | — |
| 31 | Discover Bank | 6 | 0.6% | — |
| 32 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.6% | 44.7% |
| 33 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.6% | — |
| 34 | BETTER MORTGAGE CORPORATION | 6 | 0.6% | — |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.5% | — |
| 36 | BPL MORTGAGE TRUST, LLC | 5 | 0.5% | — |
| 37 | Kiavi Funding, Inc. | 5 | 0.5% | — |
| 38 | Coastal Community Bank 35 out of 100, Low | 5 | 0.5% | 3.0% |
| 39 | First National Bank of Pennsylvania 64 out of 100, Moderate | 5 | 0.5% | 26.6% |
| 40 | 21st Mortgage Corporation | 4 | 0.4% | — |
Top 40 of 102 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps