West Virginia · HMDA 2025
Mortgage lenders in Randolph County, WV
73 lenders reported 562 home-loan applications in Randolph County in 2025. 240 closed as loans ($39.1M), 133 were denied — a 33.0% denial rate on decided applications, above the West Virginia rate of 26.6%. The three most active lenders handled 44% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 562
- Loans originated
- 240
- Purchase / refinance
- 137 / 69
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Randolph County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 110 | 19.6% | — |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 70 | 12.5% | 31.6% |
| 3 | Rocket Mortgage, LLC | 65 | 11.6% | — |
| 4 | MOVEMENT MORTGAGE, LLC | 45 | 8.0% | — |
| 5 | Mortgage Research Center, LLC | 18 | 3.2% | — |
| 6 | AmeriSave Mortgage Corporation | 15 | 2.7% | — |
| 7 | The Grant County Bank 69 out of 100, Moderate | 14 | 2.5% | 10.7% |
| 8 | TAMMAC HOLDINGS CORPORATION | 14 | 2.5% | — |
| 9 | NEWREZ LLC | 12 | 2.1% | — |
| 10 | SOUTHWEST STAGE FUNDING, LLC | 12 | 2.1% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 11 | 2.0% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.8% | 14.1% |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 1.6% | 32.9% |
| 14 | Loandepot.Com, LLC | 9 | 1.6% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 8 | 1.4% | — |
| 16 | 21st Mortgage Corporation | 7 | 1.2% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 1.2% | — |
| 18 | Legends Bank 71 out of 100, Strong | 7 | 1.2% | 4.4% |
| 19 | Broker Solutions, Inc. | 6 | 1.1% | — |
| 20 | Truist Bank 63 out of 100, Moderate | 5 | 0.9% | 40.8% |
| 21 | GUARANTEED RATE, INC. | 5 | 0.9% | — |
| 22 | PLANET HOME LENDING, LLC | 5 | 0.9% | — |
| 23 | First Community Bank 75 out of 100, Strong | 5 | 0.9% | 30.8% |
| 24 | City National Bank of West Virginia 78 out of 100, Strong | 5 | 0.9% | 27.3% |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.7% | — |
| 26 | PNC Bank, National Association 62 out of 100, Moderate | 4 | 0.7% | 33.8% |
| 27 | FIGURE LENDING LLC | 4 | 0.7% | — |
| 28 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.7% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 4 | 0.7% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.7% | — |
| 31 | First Federal Savings and Loan Association of Greene Co | 4 | 0.7% | — |
| 32 | BETTER MORTGAGE CORPORATION | 4 | 0.7% | — |
| 33 | Clear Mountain Bank 83 out of 100, Strong | 3 | 0.5% | 6.8% |
| 34 | NFM, INC. | 3 | 0.5% | — |
| 35 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.4% | 32.5% |
| 36 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.4% | 39.5% |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.4% | — |
| 38 | Equity Prime Mortgage LLC | 2 | 0.4% | — |
| 39 | First Reliance Bank | 2 | 0.4% | — |
| 40 | Burke & Herbert Bank & Trust Company 65 out of 100, Moderate | 2 | 0.4% | 15.9% |
Top 40 of 73 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps