West Virginia · HMDA 2025
Mortgage lenders in Roane County, WV
66 lenders reported 308 home-loan applications in Roane County in 2025. 122 closed as loans ($19.6M), 96 were denied — a 42.1% denial rate on decided applications, above the West Virginia rate of 26.6%. The three most active lenders handled 39% of applications, led by The Poca Valley Bank, Inc.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 308
- Loans originated
- 122
- Purchase / refinance
- 74 / 33
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Roane County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Poca Valley Bank, Inc. 61 out of 100, Moderate | 64 | 20.8% | 13.2% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 31 | 10.1% | — |
| 3 | Rocket Mortgage, LLC | 25 | 8.1% | — |
| 4 | Peoples Bank 67 out of 100, Moderate | 16 | 5.2% | 24.1% |
| 5 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 14 | 4.5% | 74.7% |
| 6 | AmeriSave Mortgage Corporation | 10 | 3.2% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 2.9% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 9 | 2.9% | — |
| 9 | Loandepot.Com, LLC | 8 | 2.6% | — |
| 10 | NEWREZ LLC | 6 | 1.9% | — |
| 11 | Truist Bank 63 out of 100, Moderate | 6 | 1.9% | 40.8% |
| 12 | Broker Solutions, Inc. | 6 | 1.9% | — |
| 13 | SOUTHWEST STAGE FUNDING, LLC | 6 | 1.9% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 5 | 1.6% | — |
| 15 | TAMMAC HOLDINGS CORPORATION | 5 | 1.6% | — |
| 16 | VICTORIAN FINANCE, LLC | 5 | 1.6% | — |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.3% | 32.9% |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.3% | — |
| 19 | The Huntington National Bank 59 out of 100, Moderate | 3 | 1.0% | 31.6% |
| 20 | 21st Mortgage Corporation | 3 | 1.0% | — |
| 21 | Discover Bank | 3 | 1.0% | — |
| 22 | FIGURE LENDING LLC | 3 | 1.0% | — |
| 23 | Gateway First Bank 54 out of 100, Below average | 3 | 1.0% | 5.3% |
| 24 | CAMC Federal Credit Union 98 out of 100, Very strong | 3 | 1.0% | 27.4% |
| 25 | City National Bank of West Virginia 78 out of 100, Strong | 3 | 1.0% | 27.3% |
| 26 | STOCKTON MORTGAGE CORPORATION | 3 | 1.0% | — |
| 27 | SUCCESS MORTGAGE PARTNERS, INC. | 3 | 1.0% | — |
| 28 | MOVEMENT MORTGAGE, LLC | 2 | 0.6% | — |
| 29 | PNC Bank, National Association 62 out of 100, Moderate | 2 | 0.6% | 33.8% |
| 30 | Mortgage Research Center, LLC | 2 | 0.6% | — |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.6% | 39.5% |
| 32 | Nations Lending Corporation | 2 | 0.6% | — |
| 33 | PLANET HOME LENDING, LLC | 2 | 0.6% | — |
| 34 | WEST VIRGINIA CENTRAL | 2 | 0.6% | — |
| 35 | FREEDOM MORTGAGE CORPORATION | 2 | 0.6% | — |
| 36 | EVERETT FINANCIAL, INC. | 2 | 0.6% | — |
| 37 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.3% | 32.5% |
| 38 | GUARANTEED RATE, INC. | 1 | 0.3% | — |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.3% | 44.7% |
| 40 | Cornerstone First Mortgage, Inc | 1 | 0.3% | — |
Top 40 of 66 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps