West Virginia · HMDA 2025
Mortgage lenders in Upshur County, WV
89 lenders reported 660 home-loan applications in Upshur County in 2025. 245 closed as loans ($40.7M), 192 were denied — a 41.7% denial rate on decided applications, above the West Virginia rate of 26.6%. The three most active lenders handled 31% of applications, led by Rocket Mortgage, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 660
- Loans originated
- 245
- Purchase / refinance
- 127 / 80
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Upshur County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 76 | 11.5% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 71 | 10.8% | — |
| 3 | First Community Bank 75 out of 100, Strong | 56 | 8.5% | 30.8% |
| 4 | MOVEMENT MORTGAGE, LLC | 39 | 5.9% | — |
| 5 | The Huntington National Bank 59 out of 100, Moderate | 34 | 5.2% | 31.6% |
| 6 | Mortgage Research Center, LLC | 28 | 4.2% | — |
| 7 | TAMMAC HOLDINGS CORPORATION | 24 | 3.6% | — |
| 8 | Peoples Bank 67 out of 100, Moderate | 22 | 3.3% | 24.1% |
| 9 | 21st Mortgage Corporation | 21 | 3.2% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 21 | 3.2% | 14.1% |
| 11 | AmeriSave Mortgage Corporation | 17 | 2.6% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 14 | 2.1% | — |
| 13 | Loandepot.Com, LLC | 13 | 2.0% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 12 | 1.8% | — |
| 15 | WesBanco Bank, Inc. 66 out of 100, Moderate | 11 | 1.7% | 20.1% |
| 16 | NEWREZ LLC | 10 | 1.5% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 1.5% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 9 | 1.4% | — |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 8 | 1.2% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 8 | 1.2% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 1.1% | 32.9% |
| 22 | Broker Solutions, Inc. | 7 | 1.1% | — |
| 23 | First Reliance Bank | 7 | 1.1% | — |
| 24 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 1.1% | 74.7% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.9% | — |
| 26 | First Exchange Bank 49 out of 100, Below average | 6 | 0.9% | 35.4% |
| 27 | FIGURE LENDING LLC | 5 | 0.8% | — |
| 28 | PLANET HOME LENDING, LLC | 5 | 0.8% | — |
| 29 | SOFI BANK, NATIONAL ASSOCIATION | 5 | 0.8% | — |
| 30 | JUSTICE Federal Credit Union 65 out of 100, Moderate | 5 | 0.8% | 14.6% |
| 31 | Truist Bank 63 out of 100, Moderate | 4 | 0.6% | 40.8% |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.6% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.6% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.6% | — |
| 35 | Discover Bank | 3 | 0.5% | — |
| 36 | Clear Mountain Bank 83 out of 100, Strong | 3 | 0.5% | 6.8% |
| 37 | First Federal Savings and Loan Association of Greene Co | 3 | 0.5% | — |
| 38 | ROYAL UNITED MORTGAGE LLC | 3 | 0.5% | — |
| 39 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 0.5% | 37.2% |
| 40 | Citibank, National Association 60 out of 100, Moderate | 3 | 0.5% | 24.0% |
Top 40 of 89 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in West Virginia
- Berkeley County 8,751 apps
- Kanawha County 5,775 apps
- Jefferson County 4,882 apps
- Monongalia County 3,167 apps
- Cabell County 2,912 apps
- Wood County 2,429 apps
- Raleigh County 2,418 apps
- Putnam County 2,274 apps
- Harrison County 2,073 apps
- Marion County 1,821 apps
- Mercer County 1,586 apps
- Wayne County 1,177 apps