Alabama · HMDA 2025
Mortgage lenders in Dallas County, AL
127 lenders reported 823 home-loan applications in Dallas County in 2025. 322 closed as loans ($51.9M), 253 were denied — a 41.5% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 22% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 823
- Loans originated
- 322
- Purchase / refinance
- 183 / 90
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dallas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 70 | 8.5% | — |
| 2 | 21st Mortgage Corporation | 57 | 6.9% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 50 | 6.1% | 43.1% |
| 4 | Rocket Mortgage, LLC | 46 | 5.6% | — |
| 5 | Trustmark National Bank 62 out of 100, Moderate | 44 | 5.3% | 14.7% |
| 6 | FIRST CAHAWBA BANK 74 out of 100, Strong | 22 | 2.7% | 21.4% |
| 7 | NEWREZ LLC | 21 | 2.6% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 20 | 2.4% | — |
| 9 | AmeriSave Mortgage Corporation | 19 | 2.3% | — |
| 10 | Mortgage Research Center, LLC | 18 | 2.2% | — |
| 11 | Loandepot.Com, LLC | 17 | 2.1% | — |
| 12 | Broker Solutions, Inc. | 17 | 2.1% | — |
| 13 | PLANET HOME LENDING, LLC | 16 | 1.9% | — |
| 14 | CMG MORTGAGE, INC. | 15 | 1.8% | — |
| 15 | PENNYMAC LOAN SERVICES, LLC | 14 | 1.7% | — |
| 16 | TRIAD FINANCIAL SERVICES, INC. | 13 | 1.6% | — |
| 17 | Marion Bank & Trust Company | 13 | 1.6% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 12 | 1.5% | — |
| 19 | PNC Bank, National Association 62 out of 100, Moderate | 12 | 1.5% | 33.8% |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 1.3% | 32.9% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.3% | 14.1% |
| 22 | FirstBank 59 out of 100, Moderate | 11 | 1.3% | 42.8% |
| 23 | GUILD MORTGAGE COMPANY | 10 | 1.2% | — |
| 24 | Hamilton Mortgage Corporation | 10 | 1.2% | — |
| 25 | Guardian Credit Union | 10 | 1.2% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 10 | 1.2% | — |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 9 | 1.1% | 22.2% |
| 28 | Fairway Independent Mortgage Corporation | 8 | 1.0% | — |
| 29 | FIGURE LENDING LLC | 8 | 1.0% | — |
| 30 | SOUTHWEST STAGE FUNDING, LLC | 8 | 1.0% | — |
| 31 | GoodLeap, LLC | 8 | 1.0% | — |
| 32 | SouthState Bank, National Association 68 out of 100, Moderate | 8 | 1.0% | 23.3% |
| 33 | Coastal Community Bank 35 out of 100, Low | 7 | 0.9% | 3.0% |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.7% | — |
| 35 | MAX Credit Union 89 out of 100, Very strong | 6 | 0.7% | 27.0% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.7% | — |
| 37 | NEW DAY FINANCIAL, LLC | 6 | 0.7% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.6% | — |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.6% | — |
| 40 | ALABAMA STATE EMPLOYEES CREDIT UNION 80 out of 100, Strong | 5 | 0.6% | 0.9% |
Top 40 of 127 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps