Alabama · HMDA 2025
Mortgage lenders in Henry County, AL
134 lenders reported 996 home-loan applications in Henry County in 2025. 488 closed as loans ($93.9M), 236 were denied — a 30.7% denial rate on decided applications, above the Alabama rate of 24.7%. The three most active lenders handled 17% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 996
- Loans originated
- 488
- Purchase / refinance
- 269 / 148
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Henry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 62 | 6.2% | — |
| 2 | Rocket Mortgage, LLC | 53 | 5.3% | — |
| 3 | ALL IN FEDERAL CREDIT UNION 57 out of 100, Moderate | 50 | 5.0% | 43.3% |
| 4 | HNB FIRST BANK 64 out of 100, Moderate | 45 | 4.5% | 13.6% |
| 5 | Five Star Credit Union 72 out of 100, Strong | 41 | 4.1% | 27.7% |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 40 | 4.0% | — |
| 7 | DHI MORTGAGE COMPANY, LTD. | 36 | 3.6% | — |
| 8 | PeoplesSouth Bank 69 out of 100, Moderate | 29 | 2.9% | 5.5% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 23 | 2.3% | — |
| 10 | Mortgage Research Center, LLC | 23 | 2.3% | — |
| 11 | MOVEMENT MORTGAGE, LLC | 22 | 2.2% | — |
| 12 | TOWNE MORTGAGE COMPANY | 22 | 2.2% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 2.1% | 32.9% |
| 14 | Regions Bank 64 out of 100, Moderate | 21 | 2.1% | 43.1% |
| 15 | NEWREZ LLC | 20 | 2.0% | — |
| 16 | Fairway Independent Mortgage Corporation | 20 | 2.0% | — |
| 17 | INTERLINC MORTGAGE SERVICES, LLC | 18 | 1.8% | — |
| 18 | FirstBank 59 out of 100, Moderate | 17 | 1.7% | 42.8% |
| 19 | Broker Solutions, Inc. | 16 | 1.6% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 1.5% | — |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 15 | 1.5% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 1.5% | — |
| 23 | APCO EMPLOYEES | 14 | 1.4% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 13 | 1.3% | — |
| 25 | AmeriSave Mortgage Corporation | 12 | 1.2% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 12 | 1.2% | — |
| 27 | UNION HOME MORTGAGE CORP. | 12 | 1.2% | — |
| 28 | AMERICAN FINANCIAL RESOURCES, INC. | 11 | 1.1% | — |
| 29 | Ameris Bank 67 out of 100, Moderate | 11 | 1.1% | 10.5% |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 10 | 1.0% | — |
| 31 | NEW DAY FINANCIAL, LLC | 9 | 0.9% | — |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 0.8% | 14.1% |
| 33 | Tyndall Federal Credit Union 89 out of 100, Very strong | 8 | 0.8% | 24.3% |
| 34 | PLANET HOME LENDING, LLC | 8 | 0.8% | — |
| 35 | NATIONSTAR MORTGAGE LLC | 8 | 0.8% | — |
| 36 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 0.8% | 74.7% |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 0.7% | 22.2% |
| 38 | Renasant Bank 64 out of 100, Moderate | 7 | 0.7% | 11.6% |
| 39 | River Bank & Trust | 7 | 0.7% | — |
| 40 | First State Bank of Blakely | 7 | 0.7% | — |
Top 40 of 134 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Alabama
- Jefferson County 28,393 apps
- Madison County 23,854 apps
- Baldwin County 17,566 apps
- Mobile County 16,489 apps
- Shelby County 12,554 apps
- Montgomery County 9,224 apps
- Tuscaloosa County 8,980 apps
- Lee County 8,781 apps
- Limestone County 7,909 apps
- Morgan County 5,666 apps
- St. Clair County 5,338 apps
- Houston County 4,894 apps